I have a verizion CO on my CR.. Does this also count toward my overall utilization? Should I just pay this off?
This account will not effect your util% calculations but it's still killing your scores. Ok, so Verizon is reporting this and you are not sure if this debt is yours? Which CRA is it on?
It's a house phone bill that I have know idea why it's there. I still have their service at home. It was CO'd on 1/2006.