@Anonymous wrote:
Well I haven't done as much research as I've only looked at a few. I've mainly read up on Venture more than others though. Though, I admit, it is leaning towards the familiarly with Capital One and their random methods lol
From what I've read, their purchase eraser and the abilities to use on anything trip related (flights, rentals, hotels, etc.) seems to work for me. It hurts me that I paid $3.2k (which was just the hotel and flights) on a single trip in November on the Discover IT and it didn't do anything for me. I feel like I could have put that purchase on a card that mattered. The total of my trips push about $11k which I believe warrants a travel card (I believe?).
The 5 collections that are left are the tougher ones (student loans) so those will take a little bit more time to eliminate!
Purchase eraser is really easy to use and works on anything travel related even train tickets. I would look at your statements for the last year and see how you spend money because you may earn points faster on another card. You also may not hard to say. When you transfer points to transfer partner they are often worth more then 1cent. I checked south west points and they are worth about 1.6cents a piece. So just as an example with Chase Sapphire preferred you get 2x points for travel for your $3000 trip is worth 6000 ultimate rewards points transfered to southwest they are worth $96 vs $60 with Capital one. They also count uber and lyft as transportation. If you don't travel a ton then capital one points may be of more value to you. Points guy values each chase pont at 2.1cents and each amex point at 1.9cents so if you use the bonus catagories on either of those cards you may come out ahead. Anyway just some things to think about. If you like capital one and have a good relationship with them nothing wrong with going that route.
