Venture - What’s everyone’s first CLI’s?

[Anonymous]

I’m hoping CapOne will throw me a bone in a month or two.

So far...
$5289 spent in the first 20 days.
30 transactions.
$1576 week one payment.
$1143 week two payment.
$2570 pending, will pay when posts.
$3-5k per month will be the pace +/-

[Anonymous]

I haven’t spent near as much....

Card approved 15K on 9-20-17

Charged enough to get the sub.

CLI 12-5-17 of 1K (I didn’t wait because I’m greedy 😂)

[Anonymous]

Card approved end of February 2017 for $10k. Combined with $3800 Quicksilver beginning of March. 6 months later CLI of $3k for a total CL of $16,800. I spent maybe between $750 and $1500 a month along help help from my Authorized user. 

[Anonymous]

Initially approved for $15k. Right before 3rd statement cut CLI $3000. Got $750 CLI in another 6 months.
Transferred Venture one of $9000 to Venture.

Just last week got auto CLI of $1000.

I always keep a BT offer on it. Pay it, immediately do another one. Several times over. Always using a big portion on CL. So they stay happy.

Only card I let report a balance.

[Anonymous]

Thanks for sharing.
Lol, 1k isn’t shabby at all, esp considering a 15k scl

[Anonymous]

Nice! I’d be pleased with a 3k cli

[Anonymous]

Sweet!
“I always keep a BT offer on it, pay it, and repeat...”
Would you mind telling me a little bit more about this
Im wondering if what your saying is...
Use “Card A” first to recieve “Card A” rewards, then BT to Venture? If so, does Venture give 2 miles as well?
Thanks

[Anonymous]

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@brickie74 wrote:
Sweet!
“I always keep a BT offer on it, pay it, and repeat...”
Would you mind telling me a little bit more about this
Im wondering if what your saying is...
Use “Card A” first to recieve “Card A” rewards, then BT to Venture? If so, does Venture give 2 miles as well?
Thanks7

---

Sure..

One time I used it to pay off a personal loan and saved thousands in interest. This time I charged a few big ticket items, got the rewards, say on my Sapphire, Freedom and Power Cash. Balance transferred them to Venture long before the statement date closed on the 3 other cards. So they never reported balances. 

Now I have the purchases on Venture at 18 months at zero percent interest. 

This puts my Venture at 64% uti

SO

I have transfered $5100 to Discover, because I have a 14 month zero percent offer I forgot about. (25% uti)

I will Keep $13500 on Venture which will be at 46% uti. (Much less of a score hit versus 64%)

All will be paid before 18 month and 14 month is up.

So just two cards reporting, got sweet cash back on purchases and did 0% BT offers..

The $372 I payed in BT fees I got back in cash back that paid for my BT fees. Which is far better than paying thousands of dollars in interest.

Plus, it keeps Cap1 happy that I am utilizing my credit line to keep them at bay so they won't CLD  me because they are making some money. I always pay the fee as soon as it posts, so they get their fee first.

And

We all know how much Discover loves balance transfers.