Visa vs Visa Signature

[Anonymous]

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@Horseshoez wrote:

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@Anonymous wrote:

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But the swipe fee on these cards are higher in many situations, so banks have no problem giving them out with very few benefits.  Which doesn't answer OPs question about why it didn't get the signature upgrade!

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What I was  trying to convey in my first post in this thread is I don't believe Chase classifies any of their "Chase" branded Visa cards as Signature, regardless of limit or benefits.

Edit: I just looked at the Chase web site and see I am dead-wrong!  Hmmm, the CSP on the page clearly has the Signature branding and the CSR has the Infinite branding.  I feel dumber still as when I looked at my CSP when I made that post this morning, I looked at the front of my card; there is no Signature branding on it (contrary to the image on the web site), however, when I turn it over and look at the back side, yup, there it is, down at the lower right.  I wonder why the image of their cards on the web site is so different than the actual cards.

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Right, I knew they did indeed distinguish because in the "early" days when I joined the forum, there were tons of messages about How-to/I-did-it type stuff on upgrading the Chase Freedom Visa to Visa Sig!

[Anonymous]

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@Zoostation1 wrote:

@HorseshoezI can't speak for why it's on the back and not the front (initial thoughts are card design change that was pushed to the website photos, or if it's always been on the back but put it they on the front on the website for marketing reasons). Nonetheless, Chase does appear to be one who sticks to the $5k minimum limit for a Visa Signature.  I'm not aware of any CSP cards that are under $5k CL

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Not CSP, but I thought people were getting Chase Amazon VS at much lower CLs?

[Anonymous]

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@elboullee wrote:

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@Anonymous wrote:

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I agree.  The terms used to mean "something", in that the Elite would have a standard set of benefits, many of which you would probably never use (e.g. potential discount on a private jet).  Now the ones that people can use, such as Lyft, Peacock, Instacart and Shoprunner are the same as on the World (not on the plain one though).

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Similar, but not exactly the same. 

e.g. World Mastercards come with $600/incident - $1000/year in cell phone loss/damage coverage and $3/month for Peacock Premium [with ads]. World Elite gets $800/incident - $1000/year and $5/month for Peacock Premium Plus [no ads].

And while the differences might not seem like much, they aren't insignificant. The $800 vs. $600 makes AppleCare superfluous on newer Pro models and the $60/year for Peacock Premium Plus means paying half-price for a more enjoyable ad-free experience.

All for doing nothing more than using my CFF to pay for things I was already using it for.

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I missed the Peacock difference.   I was aware of the difference in cell phone protection but many (perhaps most) issuers don't opt in to that, Chase is one of the exceptions (of course a big one!)