travelguru wrote:
As a matter a fact about 5 years ago I had a Providian account which resulted in a charge off. It is all paid now, but that was before. Am I in their Blacklist book now?
travelguru I had a providian about 7 years ago that I paid after collect.I got a pre-approval from WAMU back in August and got declined. I applied again in December and got you know what declined. If I was you I wouldn't, waste the time it will cost you 0-7 point. Just move on, other cards are out their for you.