Wow, I just checked mine and my score jumped 93 points, from 657 to 750, which is in the middle of my FICOs (761 EQ and 742 EX). My balance increased about $3-4k along with a couple of CLIs, and I have 10 inquires. BUT I removed one collection. I hope my TU FICO, which was 674 before the removal, to increase as well.