I have WF and CAP1 secured cards that will make two years old at the end of May/start of June. When should I asked them to waive their respective fees?
If you get Wells Fargo to ever waive an AF I would be very surprised. I've had a WF card since 1997 and they will not remove the AF or do a PC. I've called several times recently and even went into a branch for help. I got the same answer from all: we don't PC any of our cards and since the AF is part of my original agreement there is no way to remove it. Mine is a platinum card. Even though people that get the exact same card now don't pay an AF, I have to because it was in my terms from 1997. They want me to apply for a new card from them. Never going to happen.
I believe people in the past have had success with them waiving the fees on the secured cards. When I got both of these cards the lendors had policies in place that said they graduate secured cards. This obviously isnt the case and I'm leaning towards closing them. I may keep them open for one more year with AF but after that they are in the garbage.
This sounds agreeable to me. Even, I was surprised, when I saw this thread.
I was like what, I was paying them Fees simply for the years?