Walmart CLI Question........

[sr1019]

09Lexie-  The derog is a collection for a old credit card that fell off my report that is over 7+ years old.  I think its over 8 years old now.  Can they still report that collection since it is from a credit card that is over the limitations of reporting from the original credit card?  It is unpaid.

[coldnmn]

Usually if your denied for a CLI because of statements. The denial will say not enough experience at your current limit. Anything else chances are it won't matter how you pay your account. It will just take more aging of your baddies! Again I wish you good luck in your journey.

[12njoy]

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@coldnmn wrote:

Usually if your denied for a CLI because of statements. The denial will say not enough experience at your current limit. Anything else chances are it won't matter how you pay your account. It will just take more aging of your baddies! Again I wish you good luck in your journey.

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Wow.  How long did it take for you to get up to $6,000 on your Walmart Discover?

[Anonymous]

I'm not sure there's any consistent method to GE although it does seem like the 4 statement mark is necessary to even be considered for any type of cli.  I have had all my GE cards for 9 months with the exception of 1.  I tried and I tried and I tried and I would not get cli even after the 4th and 8th statement cuts (through both the love button and backdoor number).  I had a small balance and pif, no derog for four years but a bk that's 4 years old.  I'd keep getting that as a reason (as well as too many inquiries oooops) as the reason.  Then Thursday night I randomly hit the cli button on my Old Navy card and it went from 200-400 then I hit it again and it went from 400-600.  Then I decided to try that with all my ge cards and got increases on all of them with the except of the 1 that is less than 4 months old and has only been used once and its first statement just cut a few weeks ago.

Not sure if that helps at all :-/