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Walmart Capital One Rewards changing to Quicksilver!

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Waldemar
Regular Contributor
‎07-12-2024 11:24 AM
‎07-12-2024 11:24 AM

Walmart Capital One Rewards changing to Quicksilver!

What a disappointment! Changing to a QS. I already have a QS, so if I can transfer the available credit to my existing account, I'll be closing my old Walmart card soon to be QS.

Screenshot 2024-07-12 at 2.20.30 PM.png

Credit Cards

Amazon Prime Store Card: $10,000 | Apple Card MC: $5,500 | Best Buy Visa: $3,000 | BCU Cash Rewards Visa Sig: $25,000 | BCU Travel Rewards Visa Sig: $15,000 | Bread Cashback AmEx: $17,000 | Bread Rewards AmEx: $10,150 | Capital One Kohls Visa Sig: $4,750 | Capital One Quicksilver WEMC: $3,000 | Capital One SavorOne WEMC: $25,000 | Express Credit Card: $4,050 | Famous Footwear Credit Card: $1,650 | FNBO Platinum Visa: $950 | Helzberg Diamonds Card: $6,000 | IKEA Projekt Credit Card: $6,100 | Macy’s Amex $9,000 | PayPal Cashback WMC: $20,000 | Sam’s Club Plus WEMC: $20,000 | Suncoast CU Rewards Platinum Visa: $10,000 | Target RedCard: $1,200 | Toyota Rewards Credit Card: $10,000 | Toyota Rewards Visa Sig: $9,000 | Truist Enjoy Cash Visa Sig: $8,000 | US Bank Cash+ Secured Visa: $500 | US Bank Platinum Secured Visa: $500 | US Bank Smartly Visa Sig: $10,000 | WF One Key+ WEMC: $9,000

BCU Unsecured LOC 5k

BCU Auto Loan $17,539.00

Rebuilding since June 2021.
Message 1 of 177
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176 REPLIES 176
swankytiger
Frequent Contributor
‎07-12-2024 11:43 AM
‎07-12-2024 11:43 AM

Re: Walmart Capital One Rewards changing to Quicksilver!

I mean it is better than it just being closed like the Evolve Bilt cards.

Main Cards 1/6 1/12 4/24

Sock Drawer

Chopping Block
Message 2 of 177
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GZG
Senior Contributor
‎07-12-2024 11:50 AM
‎07-12-2024 11:50 AM

Re: Walmart Capital One Rewards changing to Quicksilver!

@Waldemar wrote:

What a disappointment! Changing to a QS. I already have a QS, so if I can transfer the available credit to my existing account, I'll be closing my old Walmart card soon to be QS.

Screenshot 2024-07-12 at 2.20.30 PM.png

that new card design though Smiley Surprised

Starting FICO 8:
Current FICO 8:



Message 3 of 177
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Waldemar
Regular Contributor
‎07-12-2024 11:50 AM
‎07-12-2024 11:50 AM

Re: Walmart Capital One Rewards changing to Quicksilver!

I suppose it can be helpful for those who don't already have a Quicksilver card or don't mind having a secondary one.

Credit Cards

Amazon Prime Store Card: $10,000 | Apple Card MC: $5,500 | Best Buy Visa: $3,000 | BCU Cash Rewards Visa Sig: $25,000 | BCU Travel Rewards Visa Sig: $15,000 | Bread Cashback AmEx: $17,000 | Bread Rewards AmEx: $10,150 | Capital One Kohls Visa Sig: $4,750 | Capital One Quicksilver WEMC: $3,000 | Capital One SavorOne WEMC: $25,000 | Express Credit Card: $4,050 | Famous Footwear Credit Card: $1,650 | FNBO Platinum Visa: $950 | Helzberg Diamonds Card: $6,000 | IKEA Projekt Credit Card: $6,100 | Macy’s Amex $9,000 | PayPal Cashback WMC: $20,000 | Sam’s Club Plus WEMC: $20,000 | Suncoast CU Rewards Platinum Visa: $10,000 | Target RedCard: $1,200 | Toyota Rewards Credit Card: $10,000 | Toyota Rewards Visa Sig: $9,000 | Truist Enjoy Cash Visa Sig: $8,000 | US Bank Cash+ Secured Visa: $500 | US Bank Platinum Secured Visa: $500 | US Bank Smartly Visa Sig: $10,000 | WF One Key+ WEMC: $9,000

BCU Unsecured LOC 5k

BCU Auto Loan $17,539.00

Rebuilding since June 2021.
Message 4 of 177
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ptatohed
Senior Contributor
‎07-12-2024 11:53 AM
‎07-12-2024 11:53 AM

Re: Walmart Capital One Rewards changing to Quicksilver!

This bites.  I use my Cap1 WM card to order online a few times a month for 5% CB with the card + another 5% with Cap1 shopping offers.  Even if another issuer offers a new 5% WM card (I really think this has to happen, for walmart.com to try and compete with amazon), I won't be able to stack 10% any more.  I let my QS wither away over a decade ago.  What am I going to do with a worthless QS?? 

[Until I can make a pretty signature, here’s an updated draft]

Everyday 5% CB:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi SHOP YOUR WAY (5% gas (in points), lucrative spending offers) // mylowe’s Rewards // Target circle card // primis Perks debit Visa (50c CB per transaction (5% CB or more up to $10 spend))

5% CB rotating:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards

Everyday 4% CB:
US Bank Smartly (v1.0)

Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)

Welcome Offer / credits only:
Chase SAPPHIRE PREFFERED (grabbed my $1,000, sockdrawered, will cancel) // NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)

Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)

On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)
Message 5 of 177
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xenon3030
Valued Contributor
‎07-12-2024 12:05 PM
‎07-12-2024 12:05 PM

Re: Walmart Capital One Rewards changing to Quicksilver!

@ptatohed wrote:

This bites.  I use my Cap1 WM card to order online a few times a month for 5% CB with the card + another 5% with Cap1 shopping offers.  Even if another issuer offers a new 5% WM card (I really think this has to happen, for walmart.com to try and compete with amazon), I won't be able to stack 10% any more.  I let my QS wither away over a decade ago.  What am I going to do with a worthless QS?? 

SD.


Fico8: EX~EQ~TU~840 (12 month goal~850).
BOA (CCR, UCR), Chase (CFF, CSP, Amazon, CIC, CIU), US Bank (Cash+, AR, Go, Ralphs), Discover, Citi (CCC, DC, SYW), Amex (BCP, HH, Biz Gold, BBC, BBP), Affinity CR, Cap1(Walmart), Barclays View.
Message 6 of 177
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Drifter73
Established Contributor
‎07-12-2024 12:34 PM
‎07-12-2024 12:34 PM

Re: Walmart Capital One Rewards changing to Quicksilver!

I would hope their forced PC is based off higher usage categories as to what they PC you to rather than QS being the only option for everyone.

 

I haven't been alerted to anything yet for my C1 WM wMC. I'll give it more time before I become concerned they may just close mine with no PC at all.











Message 7 of 177
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ptatohed
Senior Contributor
‎07-12-2024 01:09 PM
‎07-12-2024 01:09 PM

Re: Walmart Capital One Rewards changing to Quicksilver!

@xenon3030 wrote:
@ptatohed wrote:

This bites.  I use my Cap1 WM card to order online a few times a month for 5% CB with the card + another 5% with Cap1 shopping offers.  Even if another issuer offers a new 5% WM card (I really think this has to happen, for walmart.com to try and compete with amazon), I won't be able to stack 10% any more.  I let my QS wither away over a decade ago.  What am I going to do with a worthless QS?? 

SD.

Lol, yeah, I guess so.  Actually, even if WM partners with a new issuer to offer a 5% card, the 1.5% QS + 5% Cap1 WM shopping offer = 6.5%.  That assumes Cap1 keeps offering the 5% shopping offer though.  

[Until I can make a pretty signature, here’s an updated draft]

Everyday 5% CB:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi SHOP YOUR WAY (5% gas (in points), lucrative spending offers) // mylowe’s Rewards // Target circle card // primis Perks debit Visa (50c CB per transaction (5% CB or more up to $10 spend))

5% CB rotating:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards

Everyday 4% CB:
US Bank Smartly (v1.0)

Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)

Welcome Offer / credits only:
Chase SAPPHIRE PREFFERED (grabbed my $1,000, sockdrawered, will cancel) // NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)

Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)

On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)
Message 8 of 177
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911gt34life
Established Contributor
‎07-12-2024 01:21 PM
‎07-12-2024 01:21 PM

Re: Walmart Capital One Rewards changing to Quicksilver!

This is some sad news actually probably close it or keep it open for the credit age 

 

Capital One like Bucket 🥲

>
Message 9 of 177
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fred-7388
Established Member
‎07-12-2024 01:41 PM
‎07-12-2024 01:41 PM

Re: Walmart Capital One Rewards changing to Quicksilver!

Gross, but I figured this would happen. Capital One might be the strictest big banks when it comes to product changes. 

Message 10 of 177
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