This just happened to me. Walmart reported a balance today which is 4 days after the due date (15th). My statement date has been on the 22nd or 21st of each month. I did not make any address or other changes that would justify the advanced reporting. I did call about upgrading to a Discover earlier in the week and I was told that I would have to apply for it because they do not upgrade without an application. I wonder if they did a manual review after my request anyway and updated my files. Does anyone know if this is a possibility? My current limit is 10k and I typically pay off the balance before the statement cuts.
Starting Score 630 Score: Current FICO Scores: All above 725 (04/01/2015)