Walmart Credit Card

[Anonymous]

All these posts about TU Ficos and the Walmart credit card makes me want to apply for it!!!!! I want one but I'm not sure if I would get it.... And I really want the free fico score every month...lol #Temptation!!!!

[bichonmom]

Your TU Fico is close to mine. You'd probably be approved. Do you have any baddies? How old is your oldest acct.?

[Anonymous]

I have 3 baddies but they are scheduled to fall off within the next 6 months. My oldest account is 4years and 4 months bringing my aaoa to 2 years.

[bichonmom]

Well, I had one collection, due to drop off next month, when they approved me in November. Your AAoA is better than mine, though. A lot of people have been approved for the Walmart card. GEMB is pretty forgiving. But if you waited until your baddies drop off, you might get approved for the Walmart Discover, which has the FICO and also gives you 1% rewards. So, you might want to wait and see if you're approved for that instead.