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Walmart Statement Cuts

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jacksont1981
Frequent Contributor

Walmart Statement Cuts

I have had my Walmart card since July 16th which means this month will make 4 months with them. I pay in full each month and I only let a balance report 1 time. Does the 4 month CLI go by open date of card or 4 actual statements need to cut? I technically only had 1 statement generated since opening the card. I only see 1 statement under my statement history. 

 

I really hope I dont have to wait until 4 actual statements cut for a chance of a CLI

 

Thanks guys in advance for your help.

Started 6/2014 EX 594 EQ 617 TU 580 FICO's Goal is 740's and up
Message 1 of 9
8 REPLIES 8
FinStar
Moderator Emeritus

Re: Walmart Statement Cuts

The general guidance, based on anecdotal trends, is 4 "generated" statements.  This is not an absolute and YEMV since some folks may qualify for a CLI before that timeframe or in a 6-12 month period.

Message 2 of 9
jacksont1981
Frequent Contributor

Re: Walmart Statement Cuts


@FinStar wrote:

The general guidance, based on anecdotal trends, is 4 "generated" statements.  This is not an absolute and YEMV since some folks may qualify for a CLI before that timeframe or in a 6-12 month period.


Damn I was afraid of that. 

Started 6/2014 EX 594 EQ 617 TU 580 FICO's Goal is 740's and up
Message 3 of 9
ScoreOrBeScored
Valued Contributor

Re: Walmart Statement Cuts

I open Walmart and Amazon up July 11th. Both statements cut the 12th of each month.

i got CLi on both Nov. 3rd and carry balances on both.

 

Walmart - $1,100-----> $1,300

Amazon - $900-----> $1,300

 

i go grocery shopping once a month and I spend $150 a $200 and use the coupon in the statment for 0% APR 

and all of my Amazon purchases are on 0% APR also. 

Message 4 of 9
MissMoni223
Senior Contributor

Re: Walmart Statement Cuts

Please don't bet the farm on getting that CLI with yourr 4th statement.  It took me 16 months to get a $150 CLI from Walmart!!! Best wishes to you!

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 5 of 9
Anonymous
Not applicable

Re: Walmart Statement Cuts

For me, I've had no success with the CLI button before statement cuts.  

 

I did get a magical Auto CLI from $150 to $1000 at the 2 month mark

Message 6 of 9
SunriseEarth
Moderator Emeritus

Re: Walmart Statement Cuts

You may want to try to Credit Solutions number.   Members have also reported having luck with CLI through the Chat feature across many SyncB cards.   For the LUV button on the site to work, typically four posted statements are needed to avoid the "not enough experience at current limit" letter.   But as has been stated, 4 statements isn't a guarantee.   It took me 6 before I got my first Walmart CLI.   



Start: 619 (TU08, 9/2013) | Current: 804 (TU08, 10/07/25)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $33000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Synchrony Premier $24,200 | Citi Custom Cash MC $22600 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $18000 | Amazon VS $15000 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Rakuten AMEX $12500 | Sephora VS $11900 | Wayfair MC $9500 |~~
Message 7 of 9
jacksont1981
Frequent Contributor

Re: Walmart Statement Cuts

So basically there is no rhyme or reason when or if Walmart will grant CLI's LOL 




Started 6/2014 EX 594 EQ 617 TU 580 FICO's Goal is 740's and up
Message 8 of 9
SunriseEarth
Moderator Emeritus

Re: Walmart Statement Cuts


@jacksont1981 wrote:

So basically there is no rhyme or reason when or if Walmart will grant CLI's LOL 





Pretty much.   But the good thing is that there's no harm in asking for one at any time.  



Start: 619 (TU08, 9/2013) | Current: 804 (TU08, 10/07/25)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $33000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Synchrony Premier $24,200 | Citi Custom Cash MC $22600 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $18000 | Amazon VS $15000 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Rakuten AMEX $12500 | Sephora VS $11900 | Wayfair MC $9500 |~~
Message 9 of 9
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