Want to app for CC's but....

[DoroLucky]

Don't want my Equifax pulled because I have 16 Inq's over the last 2 years, however 0 collections. The report is not frozen and I don't plan on doing that. I just want to know which lender will only pull Experian or TU. I know Amex only pulls Experian but I have 2 of their cards. Also an old debt just showed back on my experian under a different CA. I am working on getting this removed. However don't think getting my EX pulled will get me approved due to the old new collection, but that is the only collection I have on any of my reports. Now that leaves us with TU......

Hope I made sense lol 

[Anonymous]

I believe Barclay pulls only TU. 

[DoroLucky]

Thanks....however that is not always the case. They sometimes triple and double pull

[SouthJamaica]

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@DoroLucky wrote:

Don't want my Equifax pulled because I have 16 Inq's over the last 2 years, however 0 collections. The report is not frozen and I don't plan on doing that. I just want to know which lender will only pull Experian or TU. I know Amex only pulls Experian but I have 2 of their cards. Also an old debt just showed back on my experian under a different CA. I am working on getting this removed. However don't think getting my EX pulled will get me approved due to the old new collection, but that is the only collection I have on any of my reports. Now that leaves us with TU......

Hope I made sense lol 

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Barclays and Synchrony usually pull only TU.

From my experience (which might not be universal) these banks pulled EX only: Citi, Chase, TD Bank, Wells Fargo, Amalgamated Chicago; US Bank

[redpat]

Wait until you get it issue resolved with EX then you have more options such as Chase and Amex.

Barclay, meh!  

Who's pulled EQ may I ask, all my pulls have been EX with chase amex and the dreaded 3 pull from CO.  Discover was the only one that pulled EQ.

Edit: Chase pulled TU w/ SP not Ink+ 

[msbia]

IME Chase routinely double pulls EX and TU. However, I think it depends on the card; I was approved a few days ago for Hyatt and they only pulled TU. 

[CreditCuriosity]

Chase and every other lender pretty much goes after my EQ with exception of Barclay's/Amex.. So blanket statements are a bad thing.  EQ is my hardest hit report by far for ME and only Amex in the last 10 months has really hit my Experian other that Total rewards which was suppose to be EQ, but nope Experian.

It is mainly geographical whom they pull with the exceptions of Amex/Barclay's and a few others also depends on the card sometimes as well

[redpat]

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@msbia wrote:

IME Chase routinely double pulls EX and TU. However, I think it depends on the card; I was approved a few days ago for Hyatt and they only pulled TU. 

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I only had EX pulled, I guess it's location, time of the week and other factors, who knows.

[Anonymous]

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@redpat wrote:

Who's pulled EQ may I ask, all my pulls have been EX with chase amex and the dreaded 3 pull from CO.  Discover was the only one that pulled EQ.

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I've had Capital One, Chase, Citi, and Discover pull EQ on me.

[DoroLucky]

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@redpat wrote:

Wait until you get it issue resolved with EX then you have more options such as Chase and Amex.

Barclay, meh!  

Who's pulled EQ may I ask, all my pulls have been EX with chase amex and the dreaded 3 pull from CO.  Discover was the only one that pulled EQ.

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Chase, Cap1 (double pulled), Suntrust, NavyFed, Discover, Citi