Want to apply for AMEX Zync, should I wait?

[Anonymous]

I have had a credit card (my first, cap1 w/ $300 limit) since march. My Experian has 3 inquiries on it & one goes away next month (Sept 2011). I have never missed a payment & I pay in full every month. Do you think I have a shot at being approved for the zync card? Should I wait, should I wait until the begining of october so I only have 2 inquiries on that report, if I wait do you think I have a good chance of getting it? Thanks!

[Creditaddict]

3 inq is not going to matter to Amex... I say go for it!

Now you want Zync because of the rewards structure is better for you or would you prefer like Gold Premier Plus but think Zync is easier to get?

If that's the case go for the Gold, it's same credit criteria

[Anonymous]

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@Creditaddict wrote:

3 inq is not going to matter to Amex... I say go for it!

Now you want Zync because of the rewards structure is better for you or would you prefer like Gold Premier Plus but think Zync is easier to get?

If that's the case go for the Gold, it's same credit criteria

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+1

PS. Welcome to the foums!

[Anonymous]

Thanks! I had an account before, but it go deleted I know that I can always count on this forum when I have a question

[coldnmn]

Maybe this link will help you decide. http://www.whogavemecredit.com/

[Anonymous]

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@Anonymous wrote:

Thanks! I had an account before, but it go deleted I know that I can always count on this forum when I have a question

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What do you mean it got deleted? Was it just due to inactivity or due to a baddie? If it wasn't anything bad, apply and make sure you call and have your new card backdated...it will help your AAoA.

[Creditaddict]

Why was it deleted?

like you closed it over 10 years ago and it's not on your reports or you defaulted and they closed it and you owe them?

[Anonymous]

Oh no, I meant an acount for the forum, sorry about the confusion lol

[Red1Blue]

Apply for the card and see what happens. You'll get it most likely.

[JonStur]

Also make sure the util on your Cap1 is less than 10% when you apply...