Wells Fargo Cash Wise

[cashorcharge]

"When combined with a Wells Fargo Visa Signature Card, you can make a poor-man's bifecta with $0 AF"  LOL @Aim_High 

The Bifecta is the new Chase Trifecta!

I have both and agree completely on the return logic.  The only thing I wish was better about the WF rewards is that they are applied in $25 increments...less bookeeping for them then other options that can apply dollars/Cash Back immediately.

[UpperNwGuy]

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@cashorcharge wrote:

The only thing I wish was better about the WF rewards is that they are applied in $25 increments...less bookeeping for them then other options that can apply dollars/Cash Back immediately.

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Actually, the big savings to the card issuer comes not from the reduced bookkeeping but from the "breakage" that inevitably occurs when there is a high minimum redemption.

[mumbogray]

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@cashorcharge wrote:

"When combined with a Wells Fargo Visa Signature Card, you can make a poor-man's bifecta with $0 AF"  LOL @Aim_High 

The Bifecta is the new Chase Trifecta!

I have both and agree completely on the return logic.  The only thing I wish was better about the WF rewards is that they are applied in $25 increments...less bookeeping for them then other options that can apply dollars/Cash Back immediately.

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When I most recently redeemed points, I did the $25 increments, but there was also an option to apply points towards "statement credit".  I did this for my leftover points.  You redeem the points purchase by purchase in the rewards portal.  I cant remember if this was for purchases before or after the statement posted.

[cashorcharge]

Thanks @mumbogray I'll have to check that out!

I usually apply the $25 back to my account but leave the straggler points in there.