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Wells Fargo Dillard's Amex is Here!!!!

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Anonymous
Not applicable

Re: Dillard's Amex is Here!!!!


@Ron1 wrote:

Now they have the lowers tier 9.99%

 

 

Ron.


Think they'd lower APR on an existing card?

Message 11 of 39
Creditaddict
Legendary Contributor

Re: Wells Fargo Dillard's Amex is Here!!!!

I'll be the first to try!
Message 12 of 39
CreditMagic7
Mega Contributor

Re: Wells Fargo Dillard's Amex is Here!!!!


@Creditaddict wrote:
I'll be the first to try!

I did and INSTANT DENIED!!! very fast! Think they may have pulled the wrong CRA Smiley Very Happy

Message 13 of 39
Anonymous
Not applicable

Re: Wells Fargo Dillard's Amex is Here!!!!


@CreditMagic7 wrote:

@Creditaddict wrote:
I'll be the first to try!

I did and INSTANT DENIED!!! very fast! Think they may have pulled the wrong CRA Smiley Very Happy


Or you apped the wrong creditor. Smiley Tongue

 

WF.......to put it simply, Is conservative.

No, really!

Message 14 of 39
CreditCuriosity
Moderator Emeritus

Re: Wells Fargo Dillard's Amex is Here!!!!

Who did they pull?  

 

You think a store such as dillars would want to have a lender that is fairly relaxed on there standards at least for the store card if you don't ge the amex to generate revenue for the store as I am sure it is a mutual relationship between dillards/wells

08 Scores - TU: 839 - EXP:839 - EQ:838
Message 15 of 39
Ron1
Super Contributor

Re: Wells Fargo Dillard's Amex is Here!!!!


@CreditMagic7 wrote:

@Creditaddict wrote:
I'll be the first to try!

I did and INSTANT DENIED!!! very fast! Think they may have pulled the wrong CRA Smiley Very Happy


Smiley Surprised

 

 

Sorry about your denial. Smiley Sad  What was your score?  Did they pull TU?

 

 

Ron.

Message 16 of 39
Ron1
Super Contributor

Re: Wells Fargo Dillard's Amex is Here!!!!

WF usually TU for the store cards.  I applied for Kirklands , Tempur-pedric, mattress firms and factory mattress and they all pulled TU.

 

 

Ron.

Message 17 of 39
Ron1
Super Contributor

Re: Wells Fargo Dillard's Amex is Here!!!!


@Anonymous wrote:

@CreditMagic7 wrote:

@Creditaddict wrote:
I'll be the first to try!

I did and INSTANT DENIED!!! very fast! Think they may have pulled the wrong CRA Smiley Very Happy


Or you apped the wrong creditor. Smiley Tongue

 

WF.......to put it simply, Is conservative.

No, really!


It was pretty easy for me except Visa. 

 

 

Ron.

Message 18 of 39
B335is
Moderator Emeritus

Re: Wells Fargo Dillard's Amex is Here!!!!

I saw this when I logged in today as well.  I had to call to verify my acct was paid.

 

Creditmagic, I'm sorry for your denial.  WF pulled EQ for me earlier this year when I got Propel World Amex.  I hate it when these companies introduce new cards and have the approval algorythms all screwed up.  It might take a bit for them to figure out how to properly manage a new store card Smiley Happy

Message 19 of 39
CreditMagic7
Mega Contributor

Re: Wells Fargo Dillard's Amex is Here!!!!


@B335is wrote:

I saw this when I logged in today as well.  I had to call to verify my acct was paid.

 

Creditmagic, I'm sorry for your denial.  WF pulled EQ for me earlier this year when I got Propel World Amex.  I hate it when these companies introduce new cards and have the approval algorythms all screwed up.  It might take a bit for them to figure out how to properly manage a new store card Smiley Happy


Please Don't Be. It's still not clear just yet which one that online app pulled. I have monitoring and there's no HP yet. I still think they tried to pull an iced report because the same thing happened a few days ago with BofA so i called in to the UW to get that worked out for the approval.

Message 20 of 39
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