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Wells Fargo Pre-Selected offer

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macinjosh
Senior Contributor

Re: Wells Fargo Pre-Selected offer


@Anonymous wrote:

The marketing guy, he doesn't know you. He has an idea and throws things to see what sticks. Now the payment guy, he knows you lol.


Yeah, the payment guy knows me. I need to pay things down as low as I can, that's for sure.


Samsung Financing TD Bank $3,200


Message 11 of 14
Anonymous
Not applicable

Re: Wells Fargo Pre-Selected offer

I got the same mailer. I looked to see when WF softpulled me. It seems the last soft pull was 3 weeks ago.

I app but from the data points here it seems WF loves to hand out low starting limits. Which makes a balance transfer card useless. If they send me a CashWise or Propel mailer I would app.

Message 12 of 14
tcbofade
Super Contributor

Re: Wells Fargo Pre-Selected offer


@Anonymous wrote:

I got the same mailer. I looked to see when WF softpulled me. It seems the last soft pull was 3 weeks ago.

I app but from the data points here it seems WF loves to hand out low starting limits. Which makes a balance transfer card useless. If they send me a CashWise or Propel mailer I would app.


Meh.  WF sent DW a preapproval the CashWise last year... she applied and was approved... with a $2k credit line.  

 

Not worthless, but not a valid balance transfer limit, IMHO. 

Fico 8 06/01/26: EX 791, EQ 819, TU 808.
Fico 9: EX 812 04/15/25, EQ 804 04/08/25, TU 792 02/15/25.

Zero percent financing is where the devil lives...
Message 13 of 14
macinjosh
Senior Contributor

Re: Wells Fargo Pre-Selected offer


@tcbofade wrote:

@Anonymous wrote:

I got the same mailer. I looked to see when WF softpulled me. It seems the last soft pull was 3 weeks ago.

I app but from the data points here it seems WF loves to hand out low starting limits. Which makes a balance transfer card useless. If they send me a CashWise or Propel mailer I would app.


Meh.  WF sent DW a preapproval the CashWise last year... she applied and was approved... with a $2k credit line.  

 

Not worthless, but not a valid balance transfer limit, IMHO. 


Ouch! What a cruddy limit. Wells Fargo is still on my 💩 list. I'm still extremely tempted to close my account there.


Samsung Financing TD Bank $3,200


Message 14 of 14
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