Wells Fargo Propel Amex

pete19103 · ‎02-10-2020

I am thinking of applying for the Wells Fargo Propel AmEx; would the Propel count toward the 5 card limit that AmEx has? And would the Propel CL count toward the AmEx $35,000 total CL threshold for a financial review?

Mv350 · ‎02-10-2020

As far as I know it only uses the Amex network, and anything else considered, it is a Wells Fargo account/card so it shouldn't count towards an Amex card/limits

AODFCU 3%CB Visa Signature $10,000 @9.99%

Langley FCU Cash Back Visa $7,500 @ 15.00%

Sold my soul for the Gold card, and was given a measly $666 VPSL

Remedios · ‎02-10-2020

No, it wouldn't count for the reason @Mv350 listed.

With that said 5 revolvers are not the limit

Some cannot get second one approved, some have 10 or more

$35,000.00 is not a threshold for FR. Income verification can start happening around there if customers start asking for too much, but with smaller, gradual increases, limit can go higher than that.

FR is something else.

Anonymous · ‎02-10-2020

Nope, its a Wells card, not an Amex card, except that its on the Amex network. It's like a Capital One Visa not being a Chase Visa.

Go for it. The card somewhat exceeded my expectations.

Anonymous · ‎02-10-2020

I just got this card and I'm pretty impressed with the rewards for $0 annual fee. I actually got the card to replace my Uber card for cell phone insurance. Since the Uber card is changing to Uber credits it is not as good for me. I use Lyft more than Uber.