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Wells Fargo: adding an external account for СС payment

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Paranoid
Regular Contributor

Wells Fargo: adding an external account for СС payment

We just opened a CC in Wells Fargo in my wife's name, and added me as an authorized user. I decided to set up autopay, and it seems that Wells Fargo does not allow me to add a checking account that does not belong to my wife (there you need to check the box that says "the account belongs to me"). It is a little strange, because I pay my wife's BoA, Citi, US Bank CCs from my checking account, and there were no such requirements anywhere.

Question: are there any options? In our family, I handle the finances, so it's very convenient for me to pay all our CCs from my checking account. If I am an authorized user, can I check this box when adding an external account (that the account belongs to me)?

BoA CR (2), CITI DC, Chase FF, AmEx BCE, Disc It, UMB SR, USB C+, CO WMT, Synch TJX, TD TGT, CITI CC, Elan MCP, Synch PPMC, Synch PPC
Message 1 of 14
13 REPLIES 13
Snook_on_the_Line
Established Contributor

Re: Wells Fargo: adding an external account for СС payment

What happens if you leave the box unchecked?

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Total Revolving CL: $126,900


Message 2 of 14
Paranoid
Regular Contributor

Re: Wells Fargo: adding an external account for СС payment

The 'Continue' button is greyed out.

BoA CR (2), CITI DC, Chase FF, AmEx BCE, Disc It, UMB SR, USB C+, CO WMT, Synch TJX, TD TGT, CITI CC, Elan MCP, Synch PPMC, Synch PPC
Message 3 of 14
Kforce
Valued Contributor

Re: Wells Fargo: adding an external account for СС payment


@Paranoid wrote:

We just opened a CC in Wells Fargo in my wife's name, and added me as an authorized user. I decided to set up autopay, and it seems that Wells Fargo does not allow me to add a checking account that does not belong to my wife (there you need to check the box that says "the account belongs to me"). It is a little strange, because I pay my wife's BoA, Citi, US Bank CCs from my checking account, and there were no such requirements anywhere.

Question: are there any options? In our family, I handle the finances, so it's very convenient for me to pay all our CCs from my checking account. If I am an authorized user, can I check this box when adding an external account (that the account belongs to me)?


You could set up pushing the funds from your WF checking with billpay.

 

Message 4 of 14
Paranoid
Regular Contributor

Re: Wells Fargo: adding an external account for СС payment


@Kforce wrote:


You could set up pushing the funds from your WF checking with billpay.

 


Unfortunately, I do not have a WF checking, it's in the other bank.

BoA CR (2), CITI DC, Chase FF, AmEx BCE, Disc It, UMB SR, USB C+, CO WMT, Synch TJX, TD TGT, CITI CC, Elan MCP, Synch PPMC, Synch PPC
Message 5 of 14
ptatohed
Senior Contributor

Re: Wells Fargo: adding an external account for СС payment

Add your wife to your checking account?  

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Message 6 of 14
stonedog23
Frequent Contributor

Re: Wells Fargo: adding an external account for СС payment

What happens when you check the box and just add the account info? 

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Message 7 of 14
Kforce
Valued Contributor

Re: Wells Fargo: adding an external account for СС payment


@Paranoid wrote:

@Kforce wrote:


You could set up pushing the funds from your WF checking with billpay.

 


Unfortunately, I do not have a WF checking, it's in the other bank.


Set up pushing the funds from your "Other Bank" checking with billpay.

Message 8 of 14
SouthJamaica
Mega Contributor

Re: Wells Fargo: adding an external account for СС payment


@Paranoid wrote:

@Kforce wrote:


You could set up pushing the funds from your WF checking with billpay.

 


Unfortunately, I do not have a WF checking, it's in the other bank.


You can "push" the payments from anywhere you have a checking account.

 

It's dumb that they would require her ownership of the account, when it's just a payment account. It's not like you're using it for transfers or anything.

 


Total revolving limits 569520 (505320 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 9 of 14
SouthJamaica
Mega Contributor

Re: Wells Fargo: adding an external account for СС payment


@stonedog23 wrote:

What happens when you check the box and just add the account info? 


I'm sure it would go through if he did that. WF is not going to check. But then OP or his wife could be accused of having made a misstatement. It isn't worth it.


Total revolving limits 569520 (505320 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 10 of 14
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