Wells Fargo and a chapter 7

[Anonymous]

Hello everyone,

I just filled a chapter 7, and I haven't been discharged as of yet since my court date is in February. I burned them for about $2500 on my WellsFargo business credit card in my chapter 7. Will I be able to apply for a unsecured or secured credit card with WellsFargo in the future? They didn't close my checking account either. Thank you in advance for any insights in this.

[Anonymous]

Since you have not been closed yet ... the other shoe may drop? Food for thought?

Since my business BK  Wells Fargo has never given me any unsecured credit. Today I am glad there are many fish in the sea!

[Anonymous]

@Anonymous Have you tried to pay them back what you owed? And my business didn't go bankrupt per say, but I had to include the card within the bankruptcy.

[SUPERSQUID]

I will answer the checking part of the question only. I would say it depends on how much is in the account as to what happens. when i filed bk7 2 plus years ago my attorney advised me to close any exsisting bank accounts and open new ones in other banks because a creditor i was burning could seize an account. I closed td bank because i had a nice balance there and also a dd. I totally forgot i had a checking at chase that was decades old but with peanuts in it. i burned chase for over 20k.

Chase never touched that checking, i still use it today because it has no fees.

The td bank account i did close and move to another bank.

So i guess a bank may grab your accounts when you burn them but only if its worth it for them.