Wells Fargo credit cards

Galato · ‎01-07-2024

Hi all,

Do anyone has WF credit cards? I have 2 for 6 years now. I just noticed on my online banking that they are offering me to upgrade my credit card. If i accepted it, do i loose the age of my old credit card? Thank. you for your responses.

SouthJamaica · ‎01-07-2024

@Galato wrote:
Hi all,
Do anyone has WF credit cards? I have 2 for 6 years now. I just noticed on my online banking that they are offering me to upgrade my credit card. If i accepted it, do i loose the age of my old credit card? Thank. you for your responses.

Welcome to the forum.

Usually you keep the same date, but some banks stupidly report it as a new account. So you should call and be sure about what they would do.

Unify FCU Platinum Visa Variable Rate 35k

TD Bank Business Solutions Visa (Bus) 23700

FNBO Evergreen Business Edition Visa (Bus) 20k

Liberty (formerly Evansville Teachers) FCU Platinum Prime Plus MC 15k

US Bank Triple Cash Rewards Visa (Bus) 12k

Geo-fenced credit union Platinum Visa 10500

Members 1st FCU Low Rate Platinum Visa 5k

PLOC: Langley FCU 40k; Penfed CU 15k; NFCU 15k; Teachers FCU 15k; Affinity FCU 10k. BLOC: NFCU 5k

Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682

pizzadude · ‎01-07-2024

Moving to credit cards forum

Generally with WF upgrades you'll keep the same account and it won't show as a new card.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX

Pppoolboy · ‎01-08-2024

what's the upgrade to/from? I have an Active Cash and never received such a thing

51-year-old licensed banking and finance attorney. Series 65 registered investment advisor. Southern California. I am happy to educate anyone under the age of 40 but I will not argue with you because you know nothing and I have better things to do. I have been doing this longer than you've been alive. If you want my advice, you can pay me with sincere gratitude or money, and not necessarily in that order.

CreditCobra · ‎01-08-2024

I did a product change from an Active Cash to an Autograph, and kept the same account number. My expectation is that you the age of the account would remain the same.

Current Cards:

Les Schwab Tire Center | 12/2019 | $1,500

Citi Costco Anywhere Visa | 12/2019 | $5,000

Amazon Prime Store Card | 2/2020 | $10,000

NFCU cashRewards Plus | 6/2020 | $27,100

FNBO: GearUp Rewards Visa | 1/2021 | $10,000

Wells Fargo Autograph | 11/2021 | $9,000

NFCU More Rewards American Express | 11/2021 | $22,300

Langley Signature Cash Back Visa | 4/2022 | $16,000

Alliant Visa Signature | 4/2022 | $8,000

Nusenda Platinum Cash Rewards | 6/2022 | $15,000

PayPal Cashback World Mastercard | 12/2022 | $20,000

AAA Daily Advantage Visa Signature | 1/2023 | $10,000

Bank of Jackson Hole - Max Cash Preferred (Visa Signature) | 7/2023 | $9,000

Ralphs Rewards World Elite Mastercard | 7/2023 | $2,000

Bank of America Customized Cash Rewards | 7/2023 | $15,000

Harris Teeter Rewards World Elite Mastercard | 2/2024 | $2,000

Pick 'n Save/Metro Market Rewards World Elite Mastercard | 8/2024 | $15,000

Farmers National Bank - Max Cash Preferred (Mastercard) | 8/2024 | $5,000

Fred Meyer Reward World Elite Mastercard | 8/2025 | $17,900

Elan MCP: INTRUST Bank American Angus | 8/2025 | $500

Stats (updated: 5/4/2026):

NoMoreE46 · ‎01-09-2024

WF has sunsetted many of its cards offerings- the Cash Wise for one and the Propel. The Propel was killed in 2021 and had only been released in 2018. (I think WF wanted to end its Propel/Amex relationship.)

WF did a good job contacting affected legacy card holders of the transition to the Active Cash or Autograph.

The Active Cash, Autograph and Reflect are the only current WF core card products.

Hoping that @Galato will chime in with the two cards in question!

@Pppoolboy wrote:
what's the upgrade to/from? I have an Active Cash and never received such a thing

K-in-Boston · ‎01-09-2024

I've had an offer online to change my Active Cash to Autograph since just a few months after I opened it. Still there under "Switch My Credit Card" on the card's page. The wording all very clearly states that the only thing that will change is the physical card and the rewards program. This is thankfully how product changes work with most of the large issuers.

GhostCredit · ‎01-11-2024

I just recently switched it out too, to autograph I think it would replace my csp for travel spending but if they do promotion like the double cash then probably would kept it but I already got the 200 bonus. Wish I got the autograph $300 bonus tho

Btw, WF has never had transfer partners? They recently just introduced it of December of 2023?