@Anonymous wrote:
Finally after two statements, my Wells Fargo VISA Signature Rewards Card has started to report to the credit bureaus. Only Equifax so far. It's my highest limit card to date and reported with a zero balance, so that's good. For Equifax, according to the alert I got on the MyFICO app, it's listed as a "flexible spending credit card" under description and "revolving or option" under portfolio. Anyone know what these terms mean? I thought it was just a regular credit card. Thanks!
Flexible spending is that standard term used for cards where, in theory, you can exceed the CL. Visa Sigs (and W[X]MC) were all like that.
