Wf Visa. and WF AMEX Propel 365

[Anonymous]

hello. I was approved for 3k Propel Amex by Wf. My question is does anyone can give me a suggestion if I combine my visa limit to Amex propel? Is that a good idea? Or just leave it that way   I need an advise. Thanks. Everyone 

[Anonymous]

are those even able to be combined?

[9CLINE]

Congrats on approval !!!!!!!!!

[Anonymous]

yes i talked to credit analyst. They said you can combined the limit to which card you prefer 

[FinStar]

It depends.  Does your WF Visa carry any rewards?  How old is the Visa?  How often do you use it? I believe there's a sign up bonus for the Propel 365 IIRC.  

You also have to look at it from an acceptance perspective.  If you reallocate your Visa CL to Propel and end up with a disproportionate number of AMEX cards (based on your CC line up), would you run into any issues?

[B335is]

Yes you can reallocate limits between the cards. You need to call CS and advise them you want to close one of the cards but move the limit over to the Propel. They managed to do it after I was on hold for 20 minutes, it's not something WF is known for.

[Anonymous]

My Visa is 4months old. And I do have cash rewards. What do you mean would I run to any issue?

[Anonymous]

So is it good idea to combine it. Since I don't have any 5k limit in 1 card

[FinStar]

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@Anonymous wrote:
My Visa is 4months old. And I do have cash rewards. What do you mean would I run to any issue?

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If your Visa is fairly new, I wouldn't close it just yet unless you are not using it as you had expected - your call.  As far as issues, I meant merchant acceptance, so let's say if you ended up with more AMEX cards than Visa/MC combined and depending on your usage patterns (i.e. payment network diversity).

[Anonymous]

Got you. You're right. Probably I will let it aged for a while. Thanks. I'm just worried I haven't got any starting limit of 5k