What CRA does GE SP for CLI's?

[Anonymous]

Does anyone know which CRA GE uses for SP's when they do CLI's? I want to be on the lookout for a SP so I know when it is best to ask for a CLI from GE based on what report they have SP'd and when.

[Shogun]

They've always pulled TU for me.

[LS2982]

Typically TU and some cards EQ.

[Anonymous]

Yea I just saw SP's on my TU report. Unfortunately, my TU reporting service doesn't tell me the date of the SP or if there were multiple SP's in the recent past.

[LS2982]

IMO I wouldnt worry about when they SP you, they can always do a manual review for a CLI if declined.

[Anonymous]

really? you can request a manual review after a CLI decline? they always put me on hold to say they're reviewing my report, I assume thtat's a manual review.

I think I've become familiar with most of the CSR's at credit solutions. there's this hispanic sounding woman there that never shows me any CLI love, nice indian sounding woman there has been generous. never had any luck with the male CSR's.

[LS2982]

If credit solutions id declining you they more than likely manually reviewed your file. Is your util high?

[Anonymous]

2.75% actual util, 5-6% reporting on all 3 reports.

Denied a CLI on amazon again. and I use and PIF that card like crazy.

[LS2982]

What does your TU file overall look like and how kong has the amazon acct been open?

[Anonymous]

Amazon account was opened Feb 6, 2k limit. limit raised first week of march to 4k.

TU vantage score of 788.

One late payment for $24 on Macys store card in March 2010. One Verizon paid CO for $64 in Oct 2010.

Perhaps I'm just impatient with getting a CLI from Amazon and should just wait another month.