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@RyeBred wrote:I would really appreciate some advice on what card would be a good next step for my credit journey, but I really want to take advantage of the fact they are offering me such good cards.
Being offered good cards is pointless if you don't have a use for the benefits.
A question would be what catagories of spend could you get more higher rewards from than your QS flat 1.5% or your Discover flat 1.5% with matching 1.5% for the 1st year?
P.S. looks like I slow typed a message in the middle of an active conversation.
I combined advice of people here and decided to get in with Navy Federal. I ended up getting their CashREWARDS 1.75% catch-all card with a $5000 limit. I also just upgraded my Quicksilver to a Savor with C1 so I bounced a whole lot of rewards categories around but overall I just more than doubled my credit limit and am getting better overall cashback rewards. Thank all of you for the advice.
@RyeBred wrote:I combined advice of people here and decided to get in with Navy Federal. I ended up getting their CashREWARDS 1.75% catch-all card with a $5000 limit. I also just upgraded my Quicksilver to a Savor with C1 so I bounced a whole lot of rewards categories around but overall I just more than doubled my credit limit and am getting better overall cashback rewards. Thank all of you for the advice.
That's a solid swap. 👍