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What Credit Score is needed for Macy's Card?

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Rhaeny
Valued Contributor

Re: What Credit Score is needed for Macy's Card?

Just a quick look of the database shows that 602 on pulled on EXP was the lowest score and the limit was $300.  It is best to apply in store to have the best chance of approval.  I beleive because they can easily identify you as the salesperson will have your DL.  I applied in the store and it was instantly approved even though I was standing there shaking in boots and teeth chattering.  But it was quick and painless and I walked out of the store with my clothes Smiley Happy

Cap1 Quicksilver 11.5K | Chase Amazon Visa 10K | Citizens Bank MC 8K | Citibank MC 5.2K | Home Depot 5K | Bank of America Visa 4.5K | Best Egg Visa 3.8K | Dell 3.5K |Ally MC 2.9K | Apple 2.25K | Merrick Visa 2.3K | Amazon Store (SYNC) 1.8K



Fico Score 8: Equifax 725 | Transunion 742 | Experian 734
Message 11 of 21
randeman
Frequent Contributor

Re: What Credit Score is needed for Macy's Card?

I got mine with a $300 limit that went to $2000 two months later.  They pulled Experian.

Experian Score: 689--Amex 27 July 2014; Equifax Score 680--MyFICO--17 September 2014; TransUnion Score 718-Discover 20 August 2014--PUH-RAISE JESUS, I finally broke 700!!! Cards and Credit Lines: Escape by Discover, Chase Freedom Signature Visa, Chase United MileagePlus Explorer Signature Visa, Chase Sapphire Preferred Signature Visa, Barclay's Holland America Visa, Citibank Custom Credit Line, Paypal Custom Connect Credit Line, Bloomingdale's, Macy's Premier Elite, Amazon Store Card, Lord & Taylor, Nordstrom, Discover It, Gold Delta SkyMiles from American Express, PayPal BML.
Message 12 of 21
creditnocash
Valued Contributor

Re: What Credit Score is needed for Macy's Card?


@Anonymous wrote:
They pulled EX for me with a score of 666 (--nice) and I got $600 store card / $2000 VISA.

what 2000 visa did you get? 

 

@OP i got my macys card back in december of 2010. i only had my best buy store card reporting for 1 month at that point. no other lines no baddies. no score. 

 

as stated i was approved at the register for 100$ (my purchase was around 30) anyways it grew with me even though i didnt use it. a year and a half later my limit is 3500. 

(now the card is 2 years old)



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 13 of 21
Anonymous
Not applicable

Re: What Credit Score is needed for Macy's Card?

The original post in this thread is from June 2008.

Message 14 of 21
creditnocash
Valued Contributor

Re: What Credit Score is needed for Macy's Card?


@Anonymous wrote:

The original post in this thread is from June 2008.


wow! im usually good at catching that. 

 

/end thread people. 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 15 of 21
Rhaeny
Valued Contributor

Re: What Credit Score is needed for Macy's Card?

Oh great...another resurrection from the dead from a one post wonder with shopping links in their siggy.   What a waste of time.

Cap1 Quicksilver 11.5K | Chase Amazon Visa 10K | Citizens Bank MC 8K | Citibank MC 5.2K | Home Depot 5K | Bank of America Visa 4.5K | Best Egg Visa 3.8K | Dell 3.5K |Ally MC 2.9K | Apple 2.25K | Merrick Visa 2.3K | Amazon Store (SYNC) 1.8K



Fico Score 8: Equifax 725 | Transunion 742 | Experian 734
Message 16 of 21
KS13
Established Member

Re: What Credit Score is needed for Macy's Card?

Is Macy's credit limit increase soft pull or hard pull Inquiry?

Message 17 of 21
Imua
Frequent Contributor

Re: What Credit Score is needed for Macy's Card?


@creditnocash wrote:

@Anonymous wrote:
They pulled EX for me with a score of 666 (--nice) and I got $600 store card / $2000 VISA.

what 2000 visa did you get? 

 

@OP i got my macys card back in december of 2010. i only had my best buy store card reporting for 1 month at that point. no other lines no baddies. no score. 

 

as stated i was approved at the register for 100$ (my purchase was around 30) anyways it grew with me even though i didnt use it. a year and a half later my limit is 3500. 

(now the card is 2 years old)


Smiley Happy the give-away that this was an old thread is the " I got $600 store card / $2000 VISA".

 macy's VISA was changed a few years ago to macy's Amex (? i think it was in 2010)

 

Message 18 of 21
creditnocash
Valued Contributor

Re: What Credit Score is needed for Macy's Card?


@Imua wrote:

@creditnocash wrote:

@Anonymous wrote:
They pulled EX for me with a score of 666 (--nice) and I got $600 store card / $2000 VISA.

what 2000 visa did you get? 

 

@OP i got my macys card back in december of 2010. i only had my best buy store card reporting for 1 month at that point. no other lines no baddies. no score. 

 

as stated i was approved at the register for 100$ (my purchase was around 30) anyways it grew with me even though i didnt use it. a year and a half later my limit is 3500. 

(now the card is 2 years old)


Smiley Happy the give-away that this was an old thread is the " I got $600 store card / $2000 VISA".

 macy's VISA was changed a few years ago to macy's Amex (? i think it was in 2010)

 


i got my store card in 2010 so i guess it's kind of relevant? lol



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 19 of 21
drewrico
New Contributor

Re: What Credit Score is needed for Macy's Card?

I applied for the Macys card instore a couple months back and was denied. Wooow. My fico on experian right now is 639. (just starting out) You think I'll get approved now?

Message 20 of 21
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