What Do Banks SEE On A Soft Pull?

Vegas247 · ‎03-08-2014

What do bank see on a soft pull?

$600

Barclaycard® Rewards MasterCard® - Average Credit

$6500

Blue Cash Everyday® Card from American Express

$30k

16k

12k VSiggy

irrational · ‎03-08-2014

I believe they see everything except other SPs.

Current Score: TU (discover) 720 - 6/29/14 | EQ (score watch) 777 - 7/19/14 - Last App 7/21/14

NPSL | $27,600 | $15,000 | $7,000 | $2,800 | $11,000 | $13,530 | $5,200

wHiTeSoL · ‎03-08-2014

This is a question that I dont think anyone will be able to answer. Many assume it's the same information but then it conflicts with some CLI requests where a SP isn't enough and a rep states they need a HP. This type of CLI seems to point to them being different, but then Amex's SP if denied and HP if approved seems to signal they can get enough information from a SP for a new TL.

Boragard · ‎03-08-2014

We can't post links to other sites but go to credit Kama, they explainhard vs soft pulls and what can be seen

Anonymous · ‎03-08-2014

Pretty much everything except other SPs.

When you pull your own reports its a SP as well. Some banks however may limit what lower level employees can see to prevent sensitive days from being leaked.