I was denied a Chase Airmiles card nearly two years ago. That was when I came to realize that 5 years of perfect payments had not done anything for my score, and I needed to start playing the game.
A year ago I got the card at the second time of asking - current CL$8.5K
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid