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What Next?!?!?

tag
greenspan
Member

What Next?!?!?

I have been rebuilding and have gone from 517 in June 2011 to a 666 as of 10/27!!! I was just approved for a card on my dream list with a $2500 CL,  Citi TY rewards!!!  I also have a BankAmericard that was converted to unsecured with a $1000 CL.  I have a 2 Cap1 cards with 500 limits each and a Cap Biz card that shows on my PC with a 750CL.  Lastly I have an Applied Bank secured with a $500 limit that I want to close, they don't offer an unsecured conversion and after 30 months of great payment history I think  I should be rewarded.  I also have 4 store cards that total 1500 in CL.  Should I close the Applied account?

Message 1 of 4
3 REPLIES 3
Anonymous
Not applicable

Re: What Next?!?!?

I think you should close the account. Since you got a prime card I don't think you need a rebuilder card.

Message 2 of 4
webhopper
Moderator Emeritus

Re: What Next?!?!?

Close the applied account. Call cap 1 exec line to combine cls on your cards.
think about walmart discover or Barclay's...
FICO 8:
Goal: Gardening!
Message 3 of 4
Anonymous
Not applicable

Re: What Next?!?!?

When your score goes up to about the 680's you should apply for an Amex Charge, like the green or gold. Too bad they don't have the Zync anymore.

Message 4 of 4
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