What The Heck Is Up With BoA???

[John060675]

I know this seems like a wild thought, but with all of the "big" banks nickel and diming us to death, maybe this is another way to get us.  If you think about it, if we have a secured CC through them, then they can hold our money and use it without paying us interest.  And if we mess up, then they get to keep the security deposit.

I know this might sound like a stretch, by why else would BofA not give a CC to people with 750 scores?

Another reason to join a CU.

[Anonymous]

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@John060675 wrote:

I know this seems like a wild thought, but with all of the "big" banks nickel and diming us to death, maybe this is another way to get us. If you think about it, if we have a secured CC through them, then they can hold our money and use it without paying us interest. And if we mess up, then they get to keep the security deposit.

I know this might sound like a stretch, by why else would BofA not give a CC to people with 750 scores?

Another reason to join a CU.

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You're mistaken. They aren't saying that BofA is denying them, just now showing them pre-approved offers. There is a HUGE difference. With a score around 750 I'd be surprised if BofA were to deny them on a COLD app.

[John060675]

Good call.  Not sure where my mind is tonight ). 

[future]

i did the pre approval thing yesterday, they offered me 3 cc, to my amazement.(amex, gold, plat).  now im aware of what a pre-approval means but i sure am tempted. should i do it.  i better check myself bac into the sleigh center. just give me a minute. ok im on my way