I have a QuickSliver card for 1.5% cash back and a chase freedom for Gas rewards 2 quarters out of the year. I am planning on getting a Amex Blue cash every day card for the 3% back in groceries. Does anyone have any opinions on the best card to dinne out with?
My income spending is as follows:
Dinning
Outdoor stores(bikes, hiking, skiing equipment)
Grocery stores (local raised and organic)
Electronics stores
Department stores
Gas
Any suggestions would be welcome.
@degs138 wrote:I have a QuickSliver card for 1.5% cash back and a chase freedom for Gas rewards 2 quarters out of the year. I am planning on getting a Amex Blue cash every day card for the 3% back in groceries. Does anyone have any opinions on the best card to dinne out with?
My income spending is as follows:
Dinning
Outdoor stores(bikes, hiking, skiing equipment)
Grocery stores (local raised and organic)
Electronics stores
Department stores
Gas
Any suggestions would be welcome.
Unless you want/need an amex card. Sallie mae 5% on gas/groceries is an better deal. As far as dining goes US bank Cash+ with fastfood/restaurants is your best bet for 5% on all dining out.
US Bank Cash+ is 5% if you can qualify. You can pick two 5% categories and one 2% each quarter. Restaurants are usually a 5% category each quarter.
Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Cash+ is hard to beat. Do you ever spend more than 2k a quarter on restaurants?
Since the citi forward isn't available to new people anymore (5% cashback on any kind of restaurant with no limit of any kind), then the US Bank Cash+ is the best option for 5%. You'll have to select both fast food and normal restaurants as your two 5% categories.
If you can't qualify for it or don't have a branch in your area (you have to apply in person), then the sam's club mastercard is coming soon and will given 3% on restaurants (as well as 5% on gas and 3% on travel). Beyond that there are several cards in the 2% range, such as the chase amazon visa and citi's thank you preferred (the premiere version gives 3% but has a $125 AF).
May 2013Also, depending on how much you spend at restaurants and how much you value certain points, the CSP or even the Chase Hyatt are good options too. The CSP is 2 points with 3 points per dollar spent the first friday of every month. Depending on how you value UR points, it could be a great bet. Also it is uncapped, which is very nice.
I sometimes spend a little over 2000 in a quarter, depends on how much I travel that quarter.
@DieGo2SHAE wrote:Since the citi forward isn't available to new people anymore (5% cashback on any kind of restaurant with no limit of any kind), then the US Bank Cash+ is the best option for 5%. You'll have to select both fast food and normal restaurants as your two 5% categories.
If you can't qualify for it or don't have a branch in your area (you have to apply in person), then the sam's club mastercard is coming soon and will given 3% on restaurants (as well as 5% on gas and 3% on travel). Beyond that there are several cards in the 2% range, such as the chase amazon visa and citi's thank you preferred (the premiere version gives 3% but has a $125 AF).
You can apply for the Cash+ over the phone.
@BigBS wrote:
@DieGo2SHAE wrote:Since the citi forward isn't available to new people anymore (5% cashback on any kind of restaurant with no limit of any kind), then the US Bank Cash+ is the best option for 5%. You'll have to select both fast food and normal restaurants as your two 5% categories.
If you can't qualify for it or don't have a branch in your area (you have to apply in person), then the sam's club mastercard is coming soon and will given 3% on restaurants (as well as 5% on gas and 3% on travel). Beyond that there are several cards in the 2% range, such as the chase amazon visa and citi's thank you preferred (the premiere version gives 3% but has a $125 AF).
You can apply for the Cash+ over the phone.
You Can? 
I would have gotten this if I knew this. Their site only has "Apply in Branch" and the nearest US Bank is 100s of miles away.
Anyhow, I just use my CSP for dining now but Cash + is better like people have said.