What banks update available credit immediately after making a payment?

[money_talks]

So after making a payment to your CC via a checking/savings account from the same bank, what banks update the available credit immediately? I can understand if you are paying a CC from another bank as the CC company wants to hold payment until it clears, but if it's the same bank I don't see why it shouldn't update right away.

[Kenny]

My amex always does. I don't think any of my other cards do.

[Plasticard]

I know Amex and Wells Fargo credit your account immediately. Chase, Discover, Barclay's and Citi do not. 

[Pupeitmeister]

I was riding down the road the other day with DW driving... I pulled up the Wells Fargo app, transferred 500.00 to the CC from checking... by the time it refreshed (approx 20 seconds) via 2g network (was in the country)... Available Credit showed the $500.00.  I will say Wells Fargo does Same bank available.

Also IIRC, all of Georgia's Own Credit Union Transfers are instant if you request for it to be instant. 

[gdale6]

The following do for me: FNBO, Cap-1, Idaho Central CU, OCCU, Discover, GECRB Chevron Visa, Comenity FRN.

[ecxpa]

chase does it pretty quick for me.....usually within an hour or two of payment from outside bank.

[Anonymous]

---

@Plasticard wrote:

I know Amex and Wells Fargo credit your account immediately. Chase, Discover, Barclay's and Citi do not. 

---

Really? My Chase credit is reflected immediately upon sending a payment. It could be that I bank with them so that might be a factor. 

[vish1]

For me:

BoA never updates immediately when I pay from my BoA checking.

DCU always updates immidiately when I pay from my DCU checking

[hayhayhayday]

citi credits debit card payments instantly

[Kenny]

I pay my Chase CC's with Chase checking -- and it's never instant.

Dunno if Chase hates me or what. lol

Also, I can pay Cap 1 over and over each week and it's STILL not instant.