What card do you use for dining out

[texastrojan]

Reason I ask is just applied and approved for Sams Club MC--3% dining (includes fast food) and there really isnt a limit since the annual reward is capped at 5k.

If you're spending more than that, well salud!

Had been using my Amex TE card (2%) but didnt really know of any better options.  I know CSP is mentioned quite a bit, but correct me if Im wrong, its 2x points for dining, which is like 2%?  Is there any other card out there that beats out 3% with that this ceiling?  

US Bank Cash plus is 5% i think but caps at first $2000 spent per quarter and I thought I read somehwere that Fast Food and Restuarants are not always available categories.  I also have Chase Freedom and Discover It, but again the $1500 cap is pretty easy to hit  (for me)and only offered 1 quarter.....

I eat out 4-5 days per week, so just curious. Thanks!

[Closingracer99]

My best cards are the Chase Sapphire and Citi Thank you cards so those will be the ones i use for restaurants 

[coldnmn]

I have had my Cash+ for restaurants and fast food. I switched my restaurants to something else and if I go to a restaurant I will use my Sam's card next quarter for restaurants. 

[j_casteel]

---

@texastrojan wrote:

Reason I ask is just applied and approved for Sams Club MC--3% dining (includes fast food) and there really isnt a limit since the annual reward is capped at 5k.

If you're spending more than that, well salud!

Had been using my Amex TE card (2%) but didnt really know of any better options.  I know CSP is mentioned quite a bit, but correct me if Im wrong, its 2x points for dining, which is like 2%?  Is there any other card out there that beats out 3% with that this ceiling?  

US Bank Cash plus is 5% i think but caps at first $2000 spent per quarter and I thought I read somehwere that Fast Food and Restuarants are not always available categories.  I also have Chase Freedom and Discover It, but again the $1500 cap is pretty easy to hit  (for me)and only offered 1 quarter.....

I eat out 4-5 days per week, so just curious. Thanks!

---

Use my 5% rotating cards during that quarter (FYI: Freedom is now) any other time I use CSP because I try to maximize my UR points for travel.

[SunriseEarth]

My best card for dining currently is the Sony Card for 3X Sony Rewards points.   I plan on getting AMEX TE in January, which will become my go-to dining card.   I may consider Sam's Club down the line, however, or maybe even Chase AARP.  

[Kenny]

I use the Freedom/Discover during rotating categories and then the Arrival + after that.

[Themanwhocan]

I use US Bank cash+. It alweays has Restaurants and Fast Food as options. The problem is that those are two separate categories, so if you choose both, thats it for 5% categories for that card.

To which i say: then apply for a second US Bank Cash+ ...

[Anonymous]

I use my Arrival + for everything lately inspite having a portfolio of cards.  I also registered the Arrival + along with a couple other cards to AA Dining rewards so I receive points with Arrival+ along with gaining mileage points in American Airlines.  So in a sense it is double rewards! :-)

[texastrojan]

You are the perfect person to ask this then...ive heard conflicting stories but can US Cash + be applied over the phone or in branch only?

If yes, can someone float that number again por favor?

[Anonymous]

The Citi Forward 5x (no cap).  Re why people suggest CSP.  If they are transferring URs to partner programs, they can get 2, 3 or more cents per point in value, so it can be more than 5%.  Also, CSP is uncapped, unlike say Cash Plus.