What card do you use for grocery spend?

[Anonymous]

Amex bcp is the best grocery card. 6% cash back.

[Anonymous]

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@Anonymous wrote:

Amex bcp is the best grocery card. 6% cash back.

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Well, unless:

1) you shop at stores that AMex doesn't count as groceries (many walmart/target)

2) You value points highly, so 4.5MR fEDP) far exceeds 6%

3) You spend much more than $6K (in which case something like OBC is better)

and probably lots of other cases

There are very things in credit where you can say one particular card is the best!

[Anonymous]

Our household currently uses Sallie Mae (Walmart & Publix), after cap is met then we use BoA. IT gets used @ Sam's. 

Starting March 1 we will use BoA at Wal-mart (ours codes as groceries), BCE @ Publix, & IT @ Sam's.

When the IT doesn't have a wholesale category it will be BoA @ Wal-mart & Sam's and BCE @ Publix.

[Steelersboy]

BOA cash rewards and sometimes Citi DC. Used to use Barclays, but since they're ending 5% on groceries, then off to sd heaven. And the Chase Freedom during the specific 5% quarter, which is the second quarter this year. 

[Anonymous]

Amex BCP

[gdale6]

Sallie Mae till the end of the month then a 2% on all card until I can come up with another one better.

[shanac]

Amex BCP until August or September when I reach the 6K cap and then I use the Blue Cash Everyday through the end of December.

[red259]

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@iced wrote:

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@Anonymous wrote:

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@redpat wrote:

Hmmm, take a guess from my sig?  Hint, 30 swipes a month.

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haha I was going to say once Sallie Mae is dead I will probably end up switching grocery spending to the Amex Everyday. May need to pick up an EDP if the math adds up for it.

I'm sure kdm is right if you buy 'normal' food, but I eat a pretty weird diet whether I'm 'dietting' or not, and buy probably 95% of my 'groceries' from Whole Foods market, so I couldn't really switch to Walmart / Target.

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What's weird about the groceries at Whole Foods? I do 95% of my grocery spend there as they are convenient, have a decent selection, and are the lowest priced of the nearby options. I will make the occasional trip to Target to get items that are not sold at WF, such as a particular cereal or canned item.

As for OP, I grocery shop about 3-4 times a week, spend is usually $15 to $60 per trip. All goes on a MP Club card for 1.5 miles.

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I'll go to whole foods sometimes but I don't find them to be the cheapest option. They are one of my favorite places for fruits/vegetables though. Then again there is a high end grocery near me where things are quite good but the prices are astronomical. 

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

Amex bcp is the best grocery card. 6% cash back.

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Well, unless:

1) you shop at stores that AMex doesn't count as groceries (many walmart/target)

2) You value points highly, so 4.5MR fEDP) far exceeds 6%

3) You spend much more than $6K (in which case something like OBC is better)

and probably lots of other cases

There are very things in credit where you can say one particular card is the best!

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1) you shop at stores that AMex doesn't count as groceries (many walmart/target)

I normally don't shop at Walmart or Target but when i do, i earn 6% on my BCP so this is not 100% correct, i earn 6% at Starbucks, SAM's Club, Costco, Amazon and many other places using my BCP, in my case i have BCE so i also earn 3% on this one, that is $465 CB in a year for me between the 2 cards.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

Amex bcp is the best grocery card. 6% cash back.

---

Well, unless:

1) you shop at stores that AMex doesn't count as groceries (many walmart/target)

2) You value points highly, so 4.5MR fEDP) far exceeds 6%

3) You spend much more than $6K (in which case something like OBC is better)

and probably lots of other cases

There are very things in credit where you can say one particular card is the best!

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1) you shop at stores that AMex doesn't count as groceries (many walmart/target)

I normally don't shop at Walmart or Target but when i do, i earn 6% on my BCP so this is not 100% correct, i earn 6% at Starbucks, SAM's Club, Costco, Amazon and many other places using my BCP, in my case i have BCE so i also earn 3% on this one, that is $465 CB in a year for me between the 2 cards.

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OK, by buying gift cards for those places.  But then, at least for Target and Starbucks, you can do much better than 6% using discount gift cards (Starbucks ~ 15%, Target ~ 8-10%)