I'm targetting two cards. The chase marriott card and the citibank AA business card. I picked up a Chase ink card a little over a month ago. Prior to that my last app was six months ago. Current credit score is 734. The citi AA offer ends today. The chase marriott is going to be subject to the 5/24 rule soon (April I think?) and once that kicks in I won't be able to get the marriott card. I can use both the AA and Marriott points. If the citi AA offer leaves the signup the same and just increases the spend to 3.5k then that wouldn't be a problem and I would hold off on it. However, there is no way to know what the change in signup will be for sure and it makes me nervous. I'd rather not have to deal with two signups spend requirements at once, but I am conflicted. Thoughts?
Update: Bah I thought the 50k signup on the citi business card was going to last through today. Apparently when they said it ends today they meant you had to app by 2/28. New offer is 30k miles for 1k spend. Not worth it in my mind so I guess I'll sit that card app out and target the marriott.
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be prepared for an email saying you'll get a decision in 30 days lol. that's common lately. read the 100 posts about it if you get it 
@Anonymous wrote:
be prepared for an email saying you'll get a decision in 30 days lol. that's common lately. read the 100 posts about it if you get it
I don't recall seeing a huge number of people getting a 30 day letter on the marriott card?
@red259 wrote:
@Anonymous wrote:
be prepared for an email saying you'll get a decision in 30 days lol. that's common lately. read the 100 posts about it if you get itI don't recall seeing a huge number of people getting a 30 day letter on the marriott card?
2011XTERROR is referring to the email (not a letter) that is normally generated (i.e. 30 days processing...) if the application should go to pending. If you get instantly approved, then that's that. I've seen quite plenty here and other forums but it's all relative depending on the individual and their profile.
@FinStar wrote:
@red259 wrote:
@Anonymous wrote:
be prepared for an email saying you'll get a decision in 30 days lol. that's common lately. read the 100 posts about it if you get itI don't recall seeing a huge number of people getting a 30 day letter on the marriott card?
2011XTERROR is referring to the email (not a letter) that is normally generated (i.e. 30 days processing...) if the application should go to pending. If you get instantly approved, then that's that. I've seen quite plenty here and other forums but it's all relative depending on the individual and their profile.
And what is the strat if you get a 30day email? Just wait it out or call in to recon right away?
@red259 wrote:
@FinStar wrote:
@red259 wrote:
@Anonymous wrote:
be prepared for an email saying you'll get a decision in 30 days lol. that's common lately. read the 100 posts about it if you get itI don't recall seeing a huge number of people getting a 30 day letter on the marriott card?
2011XTERROR is referring to the email (not a letter) that is normally generated (i.e. 30 days processing...) if the application should go to pending. If you get instantly approved, then that's that. I've seen quite plenty here and other forums but it's all relative depending on the individual and their profile.
And what is the strat if you get a 30day email? Just wait it out or call in to recon right away?
Strategy is to wait it out if it goes to pending and periodically check the status as 2011XTERROR mentioned upthread. Granted this doesn't always guarantee an approval but keeps the UW flame from burning you in case lending gets involved and has lots of questions.