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@Anonymous wrote:Visiting dirty apps. Just sayin
TBC
@LS2982 wrote:
@Cdnewmanpac wrote:
@TeeandDee wrote:This "Credit Card" forum! LOL!!! All the great news about "Just got approved for this card" or got this offer in the mail!" or that card!!!!
Don't laugh. This is part of the answer: Onnela JP, Reed-Tsochas F, Spontaneous emergence of social influence in online systems, Proc Natl Acad Sci USA, 2010 Oct 26; 107(43): 18375-80
To summarize: participation in online forums influences our behavior, that behavior tends to become more extreme over time, this happens unintentionally. In other words, the "app itch" is caused, to some degree, by participation in this forum.
@Cdnewmanpac wrote:
@LS2982 wrote:
@Cdnewmanpac wrote:
@TeeandDee wrote:This "Credit Card" forum! LOL!!! All the great news about "Just got approved for this card" or got this offer in the mail!" or that card!!!!
Don't laugh. This is part of the answer: Onnela JP, Reed-Tsochas F, Spontaneous emergence of social influence in online systems, Proc Natl Acad Sci USA, 2010 Oct 26; 107(43): 18375-80To summarize: participation in online forums influences our behavior, that behavior tends to become more extreme over time, this happens unintentionally. In other words, the "app itch" is caused, to some degree, by participation in this forum.
Gotcha!! I agree. But if you really want that prize you have to control it!
@Cdnewmanpac wrote:
@LS2982 wrote:
@Cdnewmanpac wrote:
@TeeandDee wrote:This "Credit Card" forum! LOL!!! All the great news about "Just got approved for this card" or got this offer in the mail!" or that card!!!!
Don't laugh. This is part of the answer: Onnela JP, Reed-Tsochas F, Spontaneous emergence of social influence in online systems, Proc Natl Acad Sci USA, 2010 Oct 26; 107(43): 18375-80To summarize: participation in online forums influences our behavior, that behavior tends to become more extreme over time, this happens unintentionally. In other words, the "app itch" is caused, to some degree, by participation in this forum.
I definitely agree with it.
It's a double-edged sword. Had it not been for these forums, I probably wouldn't have an AMEX BCE, but if it weren't for my sense of self-control and willpower, I'd probably have 13 more cards. The "Keeping up with the joneses" makes it way into some of the threads sometimes. You see the other guy app and get the 60K bonus miles and see his info is relatively similar to yours, so why not... and then you post about how you might app... and then someone else chimes in "DO IT!", so at that point, you got the validation you needed... except, the other people aren't getting hit with INQ's but you are.
I wonder if people DID get hard pulls for suggesting credit card apps, if we'd see a much deader Credit Card forum.
Follow my financial journey: http://www.frugalrican.com
@FrugalRican wrote:
@Cdnewmanpac wrote:
@LS2982 wrote:
@Cdnewmanpac wrote:
@TeeandDee wrote:This "Credit Card" forum! LOL!!! All the great news about "Just got approved for this card" or got this offer in the mail!" or that card!!!!
Don't laugh. This is part of the answer: Onnela JP, Reed-Tsochas F, Spontaneous emergence of social influence in online systems, Proc Natl Acad Sci USA, 2010 Oct 26; 107(43): 18375-80To summarize: participation in online forums influences our behavior, that behavior tends to become more extreme over time, this happens unintentionally. In other words, the "app itch" is caused, to some degree, by participation in this forum.
I definitely agree with it.
It's a double-edged sword. Had it not been for these forums, I probably wouldn't have an AMEX BCE, but if it weren't for my sense of self-control and willpower, I'd probably have 13 more cards. The "Keeping up with the joneses" makes it way into some of the threads sometimes. You see the other guy app and get the 60K bonus miles and see his info is relatively similar to yours, so why not... and then you post about how you might app... and then someone else chimes in "DO IT!", so at that point, you got the validation you needed... except, the other people aren't getting hit with INQ's but you are.
I wonder if people DID get hard pulls for suggesting credit card apps, if we'd see a much deader Credit Card forum.
Who does that?
Indeed, who does that. I believe you'd be sharing my hard pull for the Discover More and Revelate for the AMEX BCE.
Thus proving CD's posting.
Follow my financial journey: http://www.frugalrican.com
It is an addiction like gambling. And reading the forum about other's successes is a trigger.
I'm going to bet that a lot of us here have addictive tendencies (Alcohol, drugs, cigs, gambling, sex, etc).
@FrugalRican wrote:
@Cdnewmanpac wrote:
@LS2982 wrote:
@Cdnewmanpac wrote:
@TeeandDee wrote:This "Credit Card" forum! LOL!!! All the great news about "Just got approved for this card" or got this offer in the mail!" or that card!!!!
Don't laugh. This is part of the answer: Onnela JP, Reed-Tsochas F, Spontaneous emergence of social influence in online systems, Proc Natl Acad Sci USA, 2010 Oct 26; 107(43): 18375-80To summarize: participation in online forums influences our behavior, that behavior tends to become more extreme over time, this happens unintentionally. In other words, the "app itch" is caused, to some degree, by participation in this forum.
I definitely agree with it.
It's a double-edged sword. Had it not been for these forums, I probably wouldn't have an AMEX BCE, but if it weren't for my sense of self-control and willpower, I'd probably have 13 more cards. The "Keeping up with the joneses" makes it way into some of the threads sometimes. You see the other guy app and get the 60K bonus miles and see his info is relatively similar to yours, so why not... and then you post about how you might app... and then someone else chimes in "DO IT!", so at that point, you got the validation you needed... except, the other people aren't getting hit with INQ's but you are.
I wonder if people DID get hard pulls for suggesting credit card apps, if we'd see a much deader Credit Card forum.
+1!
@LS2982 wrote:
No real addictions here for me.....except myFICO forums!
now now dont lie..we both have addictions for apping