What counts towards Chase's 5/24 rule?

[Anonymous]

I was wondering if they would count my accounts with Dell, Google and Amazon. These are not credit cards, just credit accounts I can use only with those stores.

If they don't count these, I'll be at 4/24 and might have a shot at the Sapphire Preferred!

[Anonymous]

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@Anonymous wrote:
I was wondering if they would count my accounts with Dell, Google and Amazon. These are not credit cards, just credit accounts I can use only with those stores.

If they don't count these, I'll be at 4/24 and might have a shot at the Sapphire Preferred!

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According to Doctor of Credit:  If the card runs on a payment network like Amex, Discover, Mastercard, or Visa it will be counted.  Cards that are issued for use at a specific store are not counted.

[Meanmchine]

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@Anonymous wrote:

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@Anonymous wrote:
I was wondering if they would count my accounts with Dell, Google and Amazon. These are not credit cards, just credit accounts I can use only with those stores.

If they don't count these, I'll be at 4/24 and might have a shot at the Sapphire Preferred!

---

According to Doctor of Credit:  If the card runs on a payment network like Amex, Discover, Mastercard, or Visa it will be counted.  Cards that are issued for use at a specific store are not counted.

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Are you sure about that?  I thought all Synchrony store cards would count etc. 

[Anonymous]

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@Meanmchine wrote:

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@Anonymous wrote:

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@Anonymous wrote:
I was wondering if they would count my accounts with Dell, Google and Amazon. These are not credit cards, just credit accounts I can use only with those stores.

If they don't count these, I'll be at 4/24 and might have a shot at the Sapphire Preferred!

---

According to Doctor of Credit:  If the card runs on a payment network like Amex, Discover, Mastercard, or Visa it will be counted.  Cards that are issued for use at a specific store are not counted.

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Are you sure about that?  I thought all Synchrony store cards would count etc. 

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I have no personal knowledge since I don't have any store cards but that's what stated by Doctor of Credit:  Chase 5/24 Rule Explained In Detail – Everything You Need To Know

[Anonymous]

Store cards, like any revolving credit line,  counts.  No offense to DoC but there have been plenty of people, on these forums and elsewhere, that were denied under 5/24 for store cards, lines of credit, etc.  If it’s on your credit reports as a revolving credit account and Chase sees them, it counts.  

[Lemark]

Reaffirming what Irish80 said. Verified with Chase rep that it's whats on the report they count. Also watch-out for account that are about to fall off because it usually takes 1 month after the 2 yrs pass for it to fully fall