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What credit cards do you actually use and why?

tag
L-TWT
Established Contributor

Re: What credit cards do you actually use and why?

1. Chase SR- my daily driver (card just opened on 10/11). I will be smoking this baby out to gain my 50k sign on bonus

2. Cap1 QS- used to pay all my bills (that except CC’s). And card used by AU

3. Citi DC- used for large balance transfers and as a back up to my other two CC’s (this card is my oldest, has the highest CL & lowest APR)

Message 61 of 64
Anonymous
Not applicable

Re: What credit cards do you actually use and why?

NFCU Cash Rewards - For bills, day to day purchases.

AMEX BCE - Gas and groceries

Uber Visa - Restaurants, travel, online purchases. 

Message 62 of 64
Rf32222
New Contributor

Re: What credit cards do you actually use and why?

Discover for gas and restaurants 2% still I'm my first year so doubled.
Cap 1 Quicksilver for everything else
Message 63 of 64
Matt9543
Established Contributor

Re: What credit cards do you actually use and why?

I have 4 cards right now. I currently don't use Discover or my Citi ThankYou Preferred card as with Discover I am only earning 1% back (using Amazon prime card for 5% back and only shop at Costco) and the ThankYou points program in my opinion is not worth the hassle of going thru, since i point is approximately worth .8 cents, which is embarassing in my opinion. I am using my Amazon Prime card as I get 5% back at Amazon and I get 2% back for restaurants, which is an absolute must for pretty much any college student in my opinion. Looking to use my Amex Cash Magnet card when it comes in for pretty much everything else but restaurants and Amazon.


FICO Scores (current as of November 24, 2020): Equifax: 740 | Experian: 751 | TransUnion: 732
Message 64 of 64
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