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What does 7-10 day on CLI request Comenity mean?

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Anonymous
Not applicable

What does 7-10 day on CLI request Comenity mean?

Hey everyone, I just requested a credit line increase on my HSN credit card and they said they need 7 to 10 days to review the application. I've never seen this on a CLI before. I was happy that it wasn't a no but still weird. What do you guys think have you gotten this before? What did you end up with? Thank You :-)
Message 1 of 7
6 REPLIES 6
Schoolbuskid
Valued Contributor

Re: What does 7-10 day on CLI request Comenity mean?

denial more and likely, at least in my case

Rebuilding and Reducing Debt, is my game plan.
Message 2 of 7
Anonymous
Not applicable

Re: What does 7-10 day on CLI request Comenity mean?

Thanks. Maybe they're spending 10 days thinking about closing my acct. Bwahaha. Comenity, Comenity lol. Never happened to me before when requesting a CLI. I guess we'll see. :-)
Message 3 of 7
Anonymous
Not applicable

Re: What does 7-10 day on CLI request Comenity mean?

Happened to me last time I tried for a CLI on my J Crew. Later that week I had a hard pull on EX. Last time I ever requested a CLI on a comenity card. Hopefully it's just a decline. Bettter than a hard pull. 

Message 4 of 7
Loquat
Moderator Emeritus

Re: What does 7-10 day on CLI request Comenity mean?

Every time I've received that message from Comenity it has been a decline...thankfully no HP.

Message 5 of 7
FinStar
Moderator Emeritus

Re: What does 7-10 day on CLI request Comenity mean?

It means likely a denial OP.  If you incurred no HP as a result of the CLI request then that's a +

Message 6 of 7
NoAnchoviesPlease
Established Contributor

Re: What does 7-10 day on CLI request Comenity mean?

It's always been a denial for me, although one time I got the denial and a couple of weeks later a $2k unsolicited CLI. 

12/29/2015 669/696/706
01/10/2016 698/711/730 but still to and fro a bit

Climbing to 700 and beyond. It's too cold for gardening.
Message 7 of 7
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