No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
denial more and likely, at least in my case
Happened to me last time I tried for a CLI on my J Crew. Later that week I had a hard pull on EX. Last time I ever requested a CLI on a comenity card. Hopefully it's just a decline. Bettter than a hard pull.
Every time I've received that message from Comenity it has been a decline...thankfully no HP.
It means likely a denial OP. If you incurred no HP as a result of the CLI request then that's a +
It's always been a denial for me, although one time I got the denial and a couple of weeks later a $2k unsolicited CLI.