What exactly is FTF?

[trumpet-205]

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@DavidZeng wrote:

YES YES! The merchant usally use 1 USD to ONLY 90 or worse JPY, the normal rate is 1 USD to 105 JPY! OH MY GOD. And on top of that, still FTF??  Next time, I will just ask them to put JPY.

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That's what you should be doing from the start.

Whenever you make a purchase at foreign country or foreign website, ALWAYS ask to be charged in foriegn currency. Your credit card network (Visa/MC/AMEX/Discover) will ALWAYS gives you favoarable conversion rate.

FTF will appear as a fee under your credit card statement.

[Burned2manybridgesB4]

I learned FTF the hard way...damn Senior Frogs, and booze....

[Anonymous]

ROFL.

Going to St Martin for 10 days in a few weeks. Will keep this in mind. <Self: get drunk in Euros and Guilders>