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You should be fine. 1 year with 3 cards is still thin. If your score and util are decent you should be good to go.
Lol I ended up applying. 1k.
Thanks all
@Anonymous wrote:I'm considering them for my 3rd prime card. (Cap1Secured,Amex) since I received a Prequalify offer with an actual percentage rate on their website. When people say a "thin file", would a year of credit history and 3 cards already be too high? Am I better off with them as my third card than fourth?
CareCredit is next on my list but would like a 3rd bank card first. And I know it's too soon for Chase..gardening and will try them after a year.
From what I have noticed on here, your mileage may vary. I know when I first applied for Discover, I did not get approved until my FICO scores hit the 700's and I had a credit history for a year and a half. Also they have been super difficult and random in how I get CLI's from them.