What is easy to get Citi Card?

Red1Blue · ‎12-15-2007

What is the easy to get Citi Card? I think my Fico is around 700 on TU. I think Citi normally pulls TU. I have one paid judgement reporting from 4 years that is waiting to be deleted. Does Citi mind it?

Niki9 · ‎12-15-2007

I think that you should be fine.

I don't think that they like BK and no recent baddies.

Anonymous · ‎12-15-2007

concorduser wrote:
What is the easy to get Citi Card? I think my Fico is around 700 on TU. I think Citi normally pulls TU. I have one paid judgement reporting from 4 years that is waiting to be deleted. Does Citi mind it?

citi pulls regionally. midwest they pull eq always. if they've always pulled tu for you then a 700 would be more than adequate. as for the easiest i hear the premeire pass can be one of thier easiest.

Red1Blue · ‎12-15-2007

Since I had citi business accounts, I applied for CitiBusiness / AAdvantage MasterCard and I got message stating further review required and will hear in 30 days. I should have applied for pp. Any way, I'll wait and see. I think they are pulling TU in my region. I'll know tomorrow.

Anonymous · ‎12-15-2007

Concord I app'd for citi not even 2 wks ago at the time my score was 686,no baddies, and I got approved for 5K. I got my card in the mail 2 days ago. BTW, I got the same message and I called like 3 days after I app'd and the told me I had been approved. THEY DO NOT LIKE BADDIES. I am in TX, and they pulled EQ for me.

Red1Blue · ‎12-16-2007

I checked my reports. I was thinking citi would pull TU. Oops. Citi pulled EQ instead of TU. I have 691 on TU and 652 on EQ. Any chance I would be approved for the citi card?

Anonymous · ‎12-16-2007

i had a eq around there when i got my 3.5k diamond prefered rewards card and score was still around there about 4 moths later when i rqstd a cli (hard pull though). they cli'd me to 5.1k.

Anonymous · ‎12-16-2007

Don't app w/ a paid or unpaid collection less than three years old.

Red1Blue · ‎12-16-2007

Too late. I have already apped for it last night. I just have to wait and see what happens. I have some baddies, have to wait and see when they will be removed. I have several cards for my business with citi, may be they might consider me for this biz card with pg and approve it. What ever, it is done, I guess I have to wait to hear from them and see what happens.

Anonymous · ‎12-16-2007

concorduser wrote:
Too late. I have already apped for it last night. I just have to wait and see what happens. I have some baddies, have to wait and see when they will be removed. I have several cards for my business with citi, may be they might consider me for this biz card with pg and approve it. What ever, it is done, I guess I have to wait to hear from them and see what happens.

If you already have Citi's, then it might be ok.