What is the highest rewards rate card you know of?

[R083RT]

The highest rewards rate I’ve seen on a card is the Capital One Spark business card. I am referring to instant cash back for all purchases. Not rotating categories. Also, with the lowest annual fee.

So, what have you guys seen?

[Anonymous]

This sounds like a borderline manufactured spending thread, so I'm not sure how the mods will feel about it.

One method I use that's perfectly acceptable is to take expenses that you normally can't use a credit card for, like a mortgage, car loan, utility bill, etc. and sign up for Plastiq which will allow you to use your card.  Depending on the rewards the card gives you, it can offset the fee involved for using the service.  Plastiq also does promos at times that allow you a transaction or multiple transactions for a reduced fee.

[CreditCuriosity]

This topic should not be discussed here as against TOS.  Will request thread to be locked and/or deleted.

[R083RT]

Not sure how this post is against the TOS? Just asking what the highest rewards card is.

[Anonymous]

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@R083RT wrote:
Not sure how this post is against the TOS? Just asking what the highest rewards card is.

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You edited the OP and Title after the first 2 responses, what was in the OP?

[R083RT]

Just a hypothetical topic referring to maximizing your profit from cash-back sigup bonuses which does NOT involve manufactured spending.

Therefore, since my post hurt someone’s feelings, I have changed it to asking the community’s opinion on what the highest cash back rewards rate card is.

[Anonymous]

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@R083RT wrote:
Just a hypothetical topic referring to maximizing your profit from cash-back sigup bonuses which does NOT involve manufactured spending.

Therefore, since my post hurt someone’s feelings, I have changed it to asking the community’s opinion on what the highest cash back rewards rate card is.

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Then why didn't you say that in your second post instead of pretending the first post never happened and the 2 very reputable posters who tried to answer your question are just making stuff up? Not cool if you ask me.

[R083RT]

Because CreditCuriosity just happened to make that post within seconds of me updating mine. I assumed he wasn’t talking about my original post. I find it very inconsiderate of you to accuse me of falsely making accusations and not taking what I just said into consideraion.

Any further discussion of this not relating to the thread topic will result in a report to a moderator.

And never did I accuse BrutalBodyShots of NOT making a reputable post.

[Anonymous]

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@R083RT wrote:
Because CreditCuriosity just happened to make that post within seconds of me updating mine. I assumed he wasn’t talking about my original post. I find it very inconsiderate of you to accuse me of falsely making accusations and not taking what I just said into consideraion.

Any further discussion of this not relating to the thread topic will result in a report to a moderator.

And never did I accuse BrutalBodyShots of NOT making a reputable post.

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I would say report it to a moderator then. They can see all the edits.

I mean "Best way to meet signup bonuses without spending your own money" is a whole lot different than your edited topic of "What is the highest rewards rate card you know of"

But i'll play along...are you looking at a business card, or personal. Points? Cash? Set amount (2% across the board) or something specific like gas, dining, etc..

[Anonymous]

@R083RT

@CreditCuriosity was correct in his response to you.  Your original post was discussing Manufactured Spending techniques which is not allowed on these forums.  Your edited post is fine as it is now but please keep the above rule in mind for future posts. Thank you for your understanding and cooperation.

Edit to add and this is a reminder to all.  Community Leaders are the eyes and ears for the Moderators and if they make a post advising that what is being disucssed is against forum rules, then it's something posters should pay attention to.