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What is the most efficient way to request a CLI with Barclays?

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celticslegends
Frequent Contributor

What is the most efficient way to request a CLI with Barclays?

I have had the Barclays rewards card for about 4 months. I pay in full each month. They started me with a $1500 limit and it is a lower tiered limit for me. I would like to get a higher limit, but without getting a hard inquiry. What is the best way to go about this?

 

Any advice would be appreciated.

Starting score from CU: (11/13) 520
Recent Scores: TU FICO 08 (7/15) 693; (8/15) 701 | EQ FICO 08 (7/15) 671 | EX FICO 08 (8/15) 684
Goal Score: (Oct '15) 700+
Cards: Cap 1 Venture Signature $5000 Limit | UFCU Visa Plat $4000 Limit | Cap 1 Quicksilver WMEC $5000 Limit | Walmart Store Card $6000 Limit | Amazon Prime Store Card $6000 Limit | Barclays Rewards $1500 Limit | Amex EveryDay Card $2000 Limit | Chase Slate $3000 Limit |
Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: What is the most efficient way to request a CLI with Barclays?


@celticslegends wrote:

I have had the Barclays rewards card for about 4 months. I pay in full each month. They started me with a $1500 limit and it is a lower tiered limit for me. I would like to get a higher limit, but without getting a hard inquiry. What is the best way to go about this?

 

Any advice would be appreciated.


Wait another two months and then call and ask for an APR reduction.  Once you get an answer on that ask them if they have any SP CLI offers for you.  Usually  will get something

Message 2 of 5
celticslegends
Frequent Contributor

Re: What is the most efficient way to request a CLI with Barclays?


@Anonymous wrote:

@celticslegends wrote:

I have had the Barclays rewards card for about 4 months. I pay in full each month. They started me with a $1500 limit and it is a lower tiered limit for me. I would like to get a higher limit, but without getting a hard inquiry. What is the best way to go about this?

 

Any advice would be appreciated.


Wait another two months and then call and ask for an APR reduction.  Once you get an answer on that ask them if they have any SP CLI offers for you.  Usually  will get something


So wait until at least 6 months mark before doing so? Thank you.

Starting score from CU: (11/13) 520
Recent Scores: TU FICO 08 (7/15) 693; (8/15) 701 | EQ FICO 08 (7/15) 671 | EX FICO 08 (8/15) 684
Goal Score: (Oct '15) 700+
Cards: Cap 1 Venture Signature $5000 Limit | UFCU Visa Plat $4000 Limit | Cap 1 Quicksilver WMEC $5000 Limit | Walmart Store Card $6000 Limit | Amazon Prime Store Card $6000 Limit | Barclays Rewards $1500 Limit | Amex EveryDay Card $2000 Limit | Chase Slate $3000 Limit |
Message 3 of 5
Anonymous
Not applicable

Re: What is the most efficient way to request a CLI with Barclays?


@celticslegends wrote:

@Anonymous wrote:

@celticslegends wrote:

I have had the Barclays rewards card for about 4 months. I pay in full each month. They started me with a $1500 limit and it is a lower tiered limit for me. I would like to get a higher limit, but without getting a hard inquiry. What is the best way to go about this?

 

Any advice would be appreciated.


Wait another two months and then call and ask for an APR reduction.  Once you get an answer on that ask them if they have any SP CLI offers for you.  Usually  will get something


So wait until at least 6 months mark before doing so? Thank you.


Yes, I'd wait the 6 months.  Much better chance of getting the SP CLI

Message 4 of 5
celticslegends
Frequent Contributor

Re: What is the most efficient way to request a CLI with Barclays?


@Anonymous wrote:

@celticslegends wrote:

@Anonymous wrote:

@celticslegends wrote:

I have had the Barclays rewards card for about 4 months. I pay in full each month. They started me with a $1500 limit and it is a lower tiered limit for me. I would like to get a higher limit, but without getting a hard inquiry. What is the best way to go about this?

 

Any advice would be appreciated.


Wait another two months and then call and ask for an APR reduction.  Once you get an answer on that ask them if they have any SP CLI offers for you.  Usually  will get something


So wait until at least 6 months mark before doing so? Thank you.


Yes, I'd wait the 6 months.  Much better chance of getting the SP CLI


Sounds good. I'll do that.

Starting score from CU: (11/13) 520
Recent Scores: TU FICO 08 (7/15) 693; (8/15) 701 | EQ FICO 08 (7/15) 671 | EX FICO 08 (8/15) 684
Goal Score: (Oct '15) 700+
Cards: Cap 1 Venture Signature $5000 Limit | UFCU Visa Plat $4000 Limit | Cap 1 Quicksilver WMEC $5000 Limit | Walmart Store Card $6000 Limit | Amazon Prime Store Card $6000 Limit | Barclays Rewards $1500 Limit | Amex EveryDay Card $2000 Limit | Chase Slate $3000 Limit |
Message 5 of 5
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