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I have had the Barclays rewards card for about 4 months. I pay in full each month. They started me with a $1500 limit and it is a lower tiered limit for me. I would like to get a higher limit, but without getting a hard inquiry. What is the best way to go about this?
Any advice would be appreciated.
@celticslegends wrote:I have had the Barclays rewards card for about 4 months. I pay in full each month. They started me with a $1500 limit and it is a lower tiered limit for me. I would like to get a higher limit, but without getting a hard inquiry. What is the best way to go about this?
Any advice would be appreciated.
Wait another two months and then call and ask for an APR reduction. Once you get an answer on that ask them if they have any SP CLI offers for you. Usually will get something
@Anonymous wrote:
@celticslegends wrote:I have had the Barclays rewards card for about 4 months. I pay in full each month. They started me with a $1500 limit and it is a lower tiered limit for me. I would like to get a higher limit, but without getting a hard inquiry. What is the best way to go about this?
Any advice would be appreciated.
Wait another two months and then call and ask for an APR reduction. Once you get an answer on that ask them if they have any SP CLI offers for you. Usually will get something
So wait until at least 6 months mark before doing so? Thank you.
@celticslegends wrote:
@Anonymous wrote:
@celticslegends wrote:I have had the Barclays rewards card for about 4 months. I pay in full each month. They started me with a $1500 limit and it is a lower tiered limit for me. I would like to get a higher limit, but without getting a hard inquiry. What is the best way to go about this?
Any advice would be appreciated.
Wait another two months and then call and ask for an APR reduction. Once you get an answer on that ask them if they have any SP CLI offers for you. Usually will get something
So wait until at least 6 months mark before doing so? Thank you.
Yes, I'd wait the 6 months. Much better chance of getting the SP CLI
@Anonymous wrote:
@celticslegends wrote:
@Anonymous wrote:
@celticslegends wrote:I have had the Barclays rewards card for about 4 months. I pay in full each month. They started me with a $1500 limit and it is a lower tiered limit for me. I would like to get a higher limit, but without getting a hard inquiry. What is the best way to go about this?
Any advice would be appreciated.
Wait another two months and then call and ask for an APR reduction. Once you get an answer on that ask them if they have any SP CLI offers for you. Usually will get something
So wait until at least 6 months mark before doing so? Thank you.
Yes, I'd wait the 6 months. Much better chance of getting the SP CLI
Sounds good. I'll do that.