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I am paying 3 times, twice before the staement to keep that below 15%, and then PIF 4 days before the due date. I also use it much like a debit card now.
@BallBounces wrote:Obviously a question primarily for entertainment, but I am curious if anyone has made daily payments, or close to it.
Daily? I made two payments in one day to my Cap1 QS1 a couple of weeks ago. I meant to send them $770, and accidentally sent them $440. I made another payment as soon as I realized the mistake.
@Anonymous wrote:
Not touching this one with 10 foot pole..you will all think I'm nuts! Lol.
I can see it now:
Oh look, I bought a coke at the gas station! You get a $1.49 payment.
And that sweater I bought at Kohl's - that's a $29.99 payment!
You're like Oprah for your credit cards:
11 last month on amexto bring balance d0wn
Some tell me if I make more than one in three days, I will have to wait like 21 days for the payment to post. So I don't do daily except for Amex. But that is only if I made a large purchase I want to pay down or a smaller purchase I want to pay off. Can do as much as 10 in a month. Never know with me.
@Anonymous wrote:
Not touching this one with 10 foot pole..you will all think I'm nuts! Lol.
LMAO!!!! Oh please tell us. I've bet you & me have done some of the same things!
When I first got my $500 discover, I made a payment every time something new posted. I was making a payment every day pretty much. I spend on average just under 5k a month. I had to spend 10x my discover limit. Now I don't care about paying things off, I pay towards the end of the due by date.
I have 50k+ of CLs compared to the original $500 I had when I started my credit journey 2.5 months ago.
@Anonymous wrote:I make near daily payments on a 6k limit.
We charge over 6k/month on it so I log in and pay off the balance every night.
Sometimes I miss a day or two, so it's around 15 payments a month.
That's crazy.