What is your lowest limit card?

hopeagain · ‎02-08-2009

Hi all,

My lowest limit card is capt1. It started at $300. and increased to $500 after 3 months. It has stayed there since 2005.

My BoA started at $500 and now is $2500.

2 HHB cards atarted at $500 and now $950.

Cards opened:

BoA 2004

cacpt 2005

HHB 2005

I kinda like the low limit as I use it for the online shopping.

Still not great but Ive come a long way from the "payday loan" days.

ChesterPDexter · ‎02-08-2009

I got a Target card in October and the limit is $300. I tend not to count store cards as "real" cards, so for major cards, I just got a Capital One with a $500 limit.

These are almost steps backward for me, except that the CapOne has a 7% rate, which is my lowest rate and I'm hoping the CL will grow. Otherwise my other cards start at $1,900 CL but the rates are crappy.

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Too many accounts; too many debts; lots of open credit, and lots of utilized credit. Scores somewhere in the 600s - I have no earthly idea exactly what number, but not 700 like it was, briefly.

Anonymous · ‎02-08-2009

My Amazon card from Chase: a whopping $400 CL.

Anonymous · ‎02-08-2009

My lowest one is Cap1 $750CL. Request CLI lastweek but was denied.

Anonymous · ‎02-08-2009

Orchard Bank for me. $300 cl. I already had a OB card that was at $950, but for some stupid reason I apped for another one. the second is my lowest limit, i got that one in Nov. 08 and have yet to use it. They can go ahead and close it for all I care. Won't hurt my utl% at all.

Anonymous · ‎02-08-2009

Lowest: Amex Delta Options @ 500 -- formerly an Amex Delta Gold w/ a 1k line

All limits: 7k, 6k, 5.25k, 5k, 5k, 4k, 4k, 3.5k, 3k, 3k, 2.8k, 2.5k, 1.9k, 1.5k, 1.34k, 800, 500

Anonymous · ‎02-08-2009

My lowest limit is $600 on a Banana Republic store card - lowest actual credit card (as opposed to store card) CL is $1,050 with Capital One.

Schoolbuskid · ‎02-08-2009

my lowest card is a Macys card at $100 then my highest real credit card is at 1700,was 2000 which is a chase bp credit card.

Rebuilding and Reducing Debt, is my game plan.

Anonymous · ‎02-08-2009

I have two Cap Ones at $500 limit...one is 7 yrs old, other 6 yrs...I actually love these low limit cards and carry/use them more than any others... another Cap One I have with $4500 limit...that one I save for BTs.

My highest limit is a 5 yr old Providian/WAMU card that started at $1500 and grew to $12,500 in less than 3 years.....It stopped growing after WAMU took over Providian. WAMU did give me a new $6000 limit card though.

hopeagain · ‎02-08-2009

@Anonymous wrote:
I have two Cap Ones at $500 limit...one is 7 yrs old, other 6 yrs...I actually love these low limit cards and carry/use them more than any others... another Cap One I have with $4500 limit...that one I save for BTs.

My highest limit is a 5 yr old Providian/WAMU card that started at $1500 and grew to $12,500 in less than 3 years.....It stopped growing after WAMU took over Providian. WAMU did give me a new $6000 limit card though.

Wow, you could get in serious trouble with those limits!