myFICO® Forums
Help
cancel
Turn on suggestions
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Showing results for 
Search instead for 
Did you mean: 

What reason do you give when you call in for a CLI?

tag
Get Access Now
jagshere
Regular Contributor
‎12-31-2012 10:19 AM
‎12-31-2012 10:19 AM

What reason do you give when you call in for a CLI?

This should be interesting...Smiley Happy


12/28 EX 745( FAKO)
12/28 DCU 742 FICO
12/28 WM TU 796 FICO
Walmart Discover 15k |CSP 14.4k | Penfed Cash Rewards 9k |DCU 7.5k | Chase Freedom 8k | FNFG 5k | Discover 6.4k| BOA 4k | BCE 3k


Message 1 of 15
0 Kudos
14 REPLIES 14
Anonymous
Not applicable
‎12-31-2012 10:30 AM
‎12-31-2012 10:30 AM

Re: What reason do you give when you call in for a CLI?

The current limit isn't enough....

Message 2 of 15
0 Kudos
jagshere
Regular Contributor
‎12-31-2012 10:32 AM
‎12-31-2012 10:32 AM

Re: What reason do you give when you call in for a CLI?

@Anonymous wrote:

The current limit isn't enough....

Smiley Wink Good Start!


12/28 EX 745( FAKO)
12/28 DCU 742 FICO
12/28 WM TU 796 FICO
Walmart Discover 15k |CSP 14.4k | Penfed Cash Rewards 9k |DCU 7.5k | Chase Freedom 8k | FNFG 5k | Discover 6.4k| BOA 4k | BCE 3k


Message 3 of 15
0 Kudos
jsickz32
Valued Contributor
‎12-31-2012 10:33 AM
‎12-31-2012 10:33 AM

Re: What reason do you give when you call in for a CLI?

I ask online so i dont need to say anything lol.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 4 of 15
0 Kudos
jllunas
Contributor
‎12-31-2012 10:44 AM
‎12-31-2012 10:44 AM

Re: What reason do you give when you call in for a CLI?

To lower my credit utility percentage.

Transunion 698
Equifax 713
Experian 700
Goal Score 750
HWLBA
Message 5 of 15
0 Kudos
jagshere
Regular Contributor
‎12-31-2012 10:47 AM
‎12-31-2012 10:47 AM

Re: What reason do you give when you call in for a CLI?

@jllunas wrote:

To lower my credit utility percentage.

Good one! Thanks~


12/28 EX 745( FAKO)
12/28 DCU 742 FICO
12/28 WM TU 796 FICO
Walmart Discover 15k |CSP 14.4k | Penfed Cash Rewards 9k |DCU 7.5k | Chase Freedom 8k | FNFG 5k | Discover 6.4k| BOA 4k | BCE 3k


Message 6 of 15
0 Kudos
pdog661
Frequent Contributor
‎12-31-2012 11:20 AM
‎12-31-2012 11:20 AM

Re: What reason do you give when you call in for a CLI?

To match my current limits with other lendors.

Message 7 of 15
0 Kudos
jsickz32
Valued Contributor
‎12-31-2012 11:23 AM
‎12-31-2012 11:23 AM

Re: What reason do you give when you call in for a CLI?

When i called chase to recon my cli request i just said "my account turned 6 months old so i want a cli" she said ok....
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 8 of 15
0 Kudos
Anonymous
Not applicable
‎12-31-2012 11:29 AM
‎12-31-2012 11:29 AM

Re: What reason do you give when you call in for a CLI?

"To match my highest CL" (with a competitior bank)

 

 

Message 9 of 15
0 Kudos
Creditaddict
Legendary Contributor
‎12-31-2012 11:30 AM
‎12-31-2012 11:30 AM

Re: What reason do you give when you call in for a CLI?

@jsickz32 wrote:
When i called chase to recon my cli request i just said "my account turned 6 months old so i want a cli" she said ok....

YUP - I got the card, I have handled the card, GIVE ME HIGHER LIMIT! LOL

 

I feel no reason to give a reason... Take Macy's back in 2009 I had $5k on Store, $8k on Visa, and $3600 Furniture with $0 on store and she was like "I don't understand why you want higher if you don't need your current line" (think I asked for $7500) and I just told her I just wanted it because I can!  She put me on hold for a minute and it was almost like she didn't want to tell me... "well when I put the request in for an increase, it is actually telling me you qualify for $10k, would you like it increased to that?"

Message 10 of 15
0 Kudos
† Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.