What report does Citi pull?

drewricomakeubu · ‎03-12-2024

Does anyone know which report citi pulls in KY for a credit card application? I've looked at the "which report do they pull" thread but I couldn't find anything for KY.

Current FICO 8: TU: 814 EX: 774 EQ: 806
Current Cards:
Chase Freedom $800, Chase Ink Unlimited $12,500, American Express BCP: $12,000, Chase Sapphire Preferred $17,100, Blue Business Plus $10,000, Chase Ink Cash $12,00, Capital One Venture X $19,000, Amazon Prime Amex $9,000, Chase Freedom Unlimited $6,000, U.S. Bank Business Triple Cash Rewards $3,000, Amex Hilton Honors Business $17,500
Chase Ink Preferred $16,000
Capital One Savor $7,000

Tour Manager, FOH Engineer, Concert Promoter, HBIC

pizzadude · ‎03-12-2024

This thread has a post from 2013 where someone mentioned Equifax was pullled in KY.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX

ptatohed · ‎03-13-2024

Per this DoC link, it looks like KY is EX and/or EQ.

https://www.doctorofcredit.com/credit-bureau-citibank-pull/

Everyday 5% CB:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi CUSTOM CASH “C” // citi ThankYou (5% gas, lucrative spending offers) // mylowe’s Rewards // Target circle card

Rotating 5% CB:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards

Everyday 4% CB:
US Bank Smartly (v1.0)

Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)

Welcome Offer / credits only:
NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)

Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)

On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)

SpaceCityCCuser · ‎06-12-2024

Not to randomly bump an old thread but I thought this might help someone. I'm in KY and Citi pulled Experian.

Last Signature Update: 09/01/25 | 2025 Total AF = $1560 (2025 credits redeemed *organically* $1465)

Credit Age:
Approvals (Chase 5/24 not counting business cards):
Inquiries:

Financial Institutions:
Cards on the Radar:
2 plus years away cards: