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What's going on with the AMEX Zync?

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ssmith891
New Contributor

What's going on with the AMEX Zync?

Have we heard any update on where this program is going? PC or are we just grandfathered for good?

Message 1 of 14
13 REPLIES 13
GoldenloveNY
Frequent Contributor

Re: What's going on with the AMEX Zync?

No one knows. Just continue using your card until Amex tells us what they going to do (or not do). I have pushed 2.3k in the past two months. It's working for me and I'm sticking with this legendary card until Amex grabs me by the neck and take my white ninja card.....

Citi Double Cash: $1,000
Capital One Secured: $500
Capital One Savor One: $1,650
Amex Gold- NPSL.
Amex Platinum- NPSL.
Amex Delta Gold: $1,000
Best Buy Store Credit Card: $2,000
Amazon Store Credit Card: $6,000
Verizon Visa Card: $2,000

Bj's Perks Elite Mastercard: $2,300

Merrick Credit Card: $1,400
First Savings Credit Card: $1,250
Message 2 of 14
TheConductor
Established Contributor

Re: What's going on with the AMEX Zync?

I think all we can safely know is that nothing is happening right away. We had people getting Zync cards right down to the wire, and some of those people have paid in advance for pack terms that will last an entire year.

 

Whatever AmEx intends to do with us, they're not doing it overnight.  I expect we'll start learning at some point when someone's pack comes up for renewal and does not renew.

 

Until then it's business as usual.

Starting: EQ 622 (myFICO 7/7/12), EX 696 (TU FAKO 8/14/12), TU 621 (CK TransRisk 7/24/12), Total CL $1k on 2 TLs
Current: EQ 709 (CCT 2/4/15), EX 704 (CCT 2/4/15) , TU 702 (CCT 2/4/15), Total CL $110.3k on 14 TLs Goal: 740+ x3
My Wallet: Amex BCP $30k, Chase United Explorer $16k, Amex SPG $13.5k, Barclaycard Ring MC $12.5k, Chase CSP VS $12.2k, Discover it $10.5k, C1 Venture VS $6.5k, Chase Slate $3.5k, Amex Hilton Surpass $2k, Barclaycard Apple V $2k, Chase Freedom V $1100, BoA Cash Rewards V $500, Citi BestBuy $500
My Loans: Prosper $25k/36mo, Prosper $17k/36mo
My Business: Chase Ink VS $5k, Amex BRG NPSL (> 10k),
Message 3 of 14
Brian_Trying_700
Frequent Contributor

Re: What's going on with the AMEX Zync?

They will be sending us Green or Gold cards as a PC.  Talked with them yeterday. I got shot down for a Blue. Smiley Surprised

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Message 4 of 14
ssmith891
New Contributor

Re: What's going on with the AMEX Zync?

When will this happen and will we keep our current AF?
Message 5 of 14
p-
Valued Contributor

Re: What's going on with the AMEX Zync?


@Brian_Trying_700 wrote:

They will be sending us Green or Gold cards as a PC.  Talked with them yeterday. I got shot down for a Blue. Smiley Surprised


Wut Wut Wut???  This is new information - Did they give you any specifics, i.e. will the AF be the same, timeline, etc.?

Message 6 of 14
ssmith891
New Contributor

Re: What's going on with the AMEX Zync?

Yes details please!
Message 7 of 14
shakalaka
Established Contributor

Re: What's going on with the AMEX Zync?


@Brian_Trying_700 wrote:

They will be sending us Green or Gold cards as a PC.  Talked with them yeterday. I got shot down for a Blue. Smiley Surprised


No kidding? I take the gold for the Zync AF Smiley Very Happy

 



FICO (TU/EX/EQ): 773/766/778 - Total CL 255+K
Message 8 of 14
p-
Valued Contributor

Re: What's going on with the AMEX Zync?

This is what I got when I emailed them a month ago about it:

 

 

Dear Mr. P,

 

Let me check this for you.

 

I spoke with our Account services team and they informed that we are not phasing out the Zync Card.

 

Also, we are unable to transfer the Zync Card to any other Card product.

 

However, you sure can apply for a fee free Blue Cash Everyday Card separately by visiting the following link

 

-

 

With Blue Cash Everyday you get 3% cash back at supermarkets, 2% back at gas stations and department stores, and 1% everywhere else.

 

There is no annual fee and no annual fees for Additional Cards.

 

Mr. p, I hope this information is helpful.

 

Sincerely,

 

rep
Message 9 of 14
creditnocash
Valued Contributor

Re: What's going on with the AMEX Zync?

i would think the people with hard limit zyncs will be excluded =/ 

 

and isnt there some rule that if there is an af, by law they cant pc you? in the first year anyways? or does that only apply to credit cards?



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 10 of 14
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