What's your highest APR card?

[Anonymous]

Chase at 22.9 (only using it for a 1.89% BT)  and Target Visa at the same 22.9 (definitely a PIF card!)

[DI]

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@Anonymous wrote:

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@DI wrote:
Sears at 20% APR

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Did you miss a CIT notice on this one? Or is this the current APR?

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I just got the card.  Its my current APR. Will the CITI notice tell me the rate is going down?  If not, I hope to never receive the notice. 

[Anonymous]

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@DI wrote:

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@Anonymous wrote:

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@DI wrote:
Sears at 20% APR

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Did you miss a CIT notice on this one? Or is this the current APR?

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I just got the card.  Its my current APR. Will the CITI notice tell me the rate is going down?  If not, I hope to never receive the notice. 

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CIT = Change In Terms

Appearantly all Citi issued Sears cards are having their APR's raised to far higher than the 20% you mention above. I believe these notices were mailed some time ago. You may have missed yours. You might want to call and find out what the deal is.

[DI]

I got the card a little over a week applied.  The new terms more than likely was applied day of approval.  I will only use my Sears card to purchase tires at the auto center.  I'm not a Sears, Outlet, Parts Direct, K-Mart, Great Indoors, and certainly not Lands End(LOL) shopper. 

[Anonymous]

My USAA MC is at 7.75% and my USAA Amex is at 9.9% and my VS is at some stupidly high 20something%.  But they could be whatever they wanted as I always PIF =)

[Anonymous]

I completely agree with CreditCard101 about Walmart's store card. My finances charges are $38 a month on that card, with a credit limit of $2,500. Like all my other credit cards, I ran the WM one through a shredder. Best move I probably ever made :-)

[Anonymous]

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@Anonymous wrote:
My USAA MC is at 7.75% and my USAA Amex is at 9.9% and my VS is at some stupidly high 20something%.  But they could be whatever they wanted as I always PIF =)

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Curious which USAA you have had longer?  I recently got one of each at 8.9, had been hoping for 7.75%. 

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:
My USAA MC is at 7.75% and my USAA Amex is at 9.9% and my VS is at some stupidly high 20something%.  But they could be whatever they wanted as I always PIF =)

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Curious which USAA you have had longer?  I recently got one of each at 8.9, had been hoping for 7.75%. 

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I got the MC in, I think, 2007 and the rate was around 6%...they raised it up to 7.75% last year after the markets crashed.  It's a variable rate though, so could go higher I suppose, although they have been good about keeping it low.

[armymom]

Macy's at 23.9%